Hi I was just wondering if you got everything sorted with Merligen? I couldn't believe it when I saw that you say that they registered a default in 11/03/2013 as this was the same date that they have registered a default on my credit file. Mine was for an old clode plc account that defaulted over six tears ago in my case. I also read that you say you were able to get a mortgage from a company that wasn't bothered about defaults over two years old and just wanted to pick your brains and ask which company?