To be honest, the issue of my credit rating isn't currently a priority of mine. I am aware that the this will not just disappear.I just cannot understand how companies such as this get away with what they do. I would just like to know where i currently stand regarding this Statutory Demand. Clearly, cabot will not be forthcoming with adice upon my legal rights. This is why i was hoping somebody could explain whether or not the issuing of a Statutory Demand just before the 6 year period expires actually means they have got in just in time and can now commence legal proceedings against me at their leisure. Thanks for the info about the default date by the way. I dint know this

The document i recieved was exactly the same as the one in this thread. I hope this works (ive never inserted a link before) http://www.consumeractiongroup.co.uk/forum/barclaycard/182243-jaxo_uk-barclaycard-cca-enforcable.html

Hi and thank you both for your swift replies. I have issued the oc with a SAR 42 days ago and have had no response from them at all. I sent them a reminder with 10 days to go and have now sent them a LBA. I also explained that this was important as they sold the debt to a DCA who is now issuing statutory demands etc. Sorry i can't post it here yet. I am a novice with computers but will ask my brother to scan a copy for me. Thanks again for the advice

Also, if a statutory demand is issued a few days before it becomes statute barred does this mean the clock stopped ticking and they can now proceed with legal matters whenever they like? Or does the alleged debt become statute barred in the meantime?

Hi all. Is there anybody out there who can help with this matter? I have been recently issued with a statutory demand from a DCA despite the fact they hadn't supplied me with what they claim is a credit agreement. However, there is a twist as they have now provided me with an alleged credit agreement even though this was some time AFTER they issued the statutory demand. Have they shot themselves in the foot or have they got me by the short and curlies? I should also point out that they did provide this document many months ago to the financial ombudsman following my complaint to themselves about the conduct of the DCA. However, for some unknown reason they didn't supply this directly to myself until shortly after issuing the statutory demand. Any advice would be much appreciated