Hi, seen your post. would like to know how to handle these unscrupulous people. they've written to me demanding money for a debt i've never heard of and the company to who the debt beongs has never heard of Turnbull rutherfords sols and referred me back to HFO, to which i only get voicemail. See my post of todays date to get an idea of my dilema

Hi guys, i receivied a letter today from Turnbull Rutherford solicitors who say they're acting on behalf of HFO who claim they bought my 'debt' from Welcome finance and if i did not pay they were applying to the ****y court to put a charge against my property, preventing me from selling and gaining any equity from it, apply for an attachment of earnings and be charged 12% interest pa until the debt is paid. They dont even know if i own any property. According to Michael Hardy, from Turnbull's say that i took out a loan from welcome to the tune of £14,000, for a car. they have also added additional interest £3,889 thereby owing them the sum total of £10,717. i informed them that ive never heard of welcom, let alone taking out and owing a car to the tune of £14,000. They then asked for my contact details and whene i refused to give it to them but offered to call them back tomorrow, they said it would take several weeks for them to access the original debt! With that he said, well good luck. I contacted welcome myself, who state they have NEVER given my name to HFO and moreover, the details on their files, while similiar are not the same and that i would have to speak to HFO direct. Tried to contact this company only be met by voicemails. What can I do any suggestions?