i contacted littlewoods today and told them that they are harrasing me for a debt that is not mine and they are passing it bck to littlewoods agreement people and they said they would put a note on my credit file to say that the balance was unpaid.im sure they cant do this without an agreement signed.letter would be good thanks.

thanks for the info but how do i get them of my back.if i had an agreement surely they would of taken me to court by now. i just need to get the buggers of my back coz i aint paying them.

hello people im a newbie on hear i have sent a letter to littlewoods asking for my agreement and they have sent me a blank copy to say they are unable to find a true copy they are harrasing me left right and centre for the money.My friend orderd goods and hasnt paid me so therefor i stopped paying them they tryed contacting her as she signed for the goods that were deliverd to her address and they said that i should of got her to sign an agreement therfore coz she didnt i am liable for that debt as the account is in my name.so if i have no signed agreement am i right in thinking they carnt chase me for it they have added 120 pound ontop of the balance for defaulting and contacting me. please help anyone.this has been going on a year now