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ekim777

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Everything posted by ekim777

  1. The credit reference was reversed when we spoke to the littlewoods, they contacted the DCA and instructed them to remove the entry which they did.
  2. I will get the letter off asp, it was my daughter who defaulted but the adverse credit reference was placed against my wifes name, resulting in the refusal for a second mortgage
  3. Andy can you run through this thread I started last night? As I don't want to make any more mistakes! Located in the debt collection forum Help with claim against my wife Thank you
  4. Many Thanks Andy, here we are word for word: Particulars of Claim The defendant (D) held the accounts as listed below with the claimant © D failed to pay the sums due to C when demanded and the sums listed below remain oustanding. Account Number Debt Balance xxxxxxxx xxxxxxx C has complied, as far as is nescessary, with the pre-action conduct practice direction
  5. Hi, Is this all I need to put as my defence when I return the forms to court?
  6. I have the form down loaded and await your advice perhpas it is more convenient to pick up on this tomorow?
  7. Yep like an idiot I forgot to mention they had moved the date for settlement on both letters to the 20/07/08 I'll post all three up
  8. As the default issued by Litlewoods or Robinsons Way caused my application for £29000 to fail, thus plunging me into a mire of debt.
  9. Jumping the gun here but if this bit works, can't I sue Littlewoods for damage to credit?
  10. They have sent me x 2 they are both different as the date on one is in numerals IE 03/07/08 and the second one is "normal" 03 July 2008, also theirs has no logo on the top of the letter
  11. I still have concerns that the judge will accept their copys of the DN and not mine, is this a possibility?
  12. Hi, Won't the fact we spoke to Littlewoods (about 2 years ago) to have the default removed and they also informed the DCA that my daughter owed the debt and I also spoke to the other DCA (Robinsons way) informing them that the debt was not my wifes, after that they pursued my daughter for the debt
  13. Great! si I need to get my Witness Statement and Defence ready is it a complete Witness Statement and Amended Defence or do I just refer to the new found evidence?
  14. The account was confirmed as being in my daughters name when we called Littlewoods to get the default removed. It is about 7 1/2 years ago since my wife made a payment My daughter defaulted about 7 years ago
  15. Ok, np I still need the statements from January to present day how do I get them?
  16. Hi, never received anything from Littlewoods or if we did we can't remember! Mackenzie Hall, think my wife lives at my daughters address.
  17. Thanks for the quick reply! This is an advantage gold account so is it just the unarranged overdraft charges and interest I claim and the advantage gold charges?
  18. The 3 July 2008 is a Thursday, so allowing 2 days for first class post, that makes it Monday for receipt if weekends don't count? I make that 12 days left to respond am I correct?
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