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Naxxas

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Everything posted by Naxxas

  1. do I reply to restons? asking them to disclose payment? or leave them well alone.do I even advise restons I am speaking with their client Cabot?
  2. do I send the CCA to cabot? or restons?
  3. theyre solicitors by letter today, Restons I believe (may be wrong with memory)attaching a admission form (lol) and asking me to admit the debt for my partner. Whilst I can send a CCA form, my defence submitted no longer holds water... wondered what to do about that? do I update MCOL with the CCA request? and send a copy by letter to Restons?
  4. so just the standard CCA request to the solicitors?what do I do about the defence already entered on MCOL?
  5. not as things stand, my partner is not up on these things.is it not too late for this? as we have already submitted a defence?
  6. so they have replied to my defence stating that they had a final payement in 2009 for the Simply Be, possibly as part of a payment plan under a previous debt management company. bugger. whats my next step? do i ask them to prove it? or simply admit defeat and offer a payment plan?
  7. for the claimaints claim part is that the date of the form i just got? or the date of the original debt?
  8. oh wait sorry it was i have a password, thanks il crack on
  9. this wasnt via MCOL, but via county court business centre... do i enter that into the defence?
  10. can you link me to the reference please?
  11. hi there, my partner recieved a CC form today from Cabot financial for a debt dating back to 1999 and 2000 (two catalgoues by the look of it) it states in the POC: The claimant claims payment of the overdue balances (set out below) which the defendant has failed to pay as required under contracts with the following particulars: acc no: xxxxx and acc no: xxxxxxx between the defendants and Simply Be and Ambros Wilson date on or about 28/01/2000 and 16/09/1999 respectivley. The contracts were assigned to the claimant on 26/06/2012 and 27/07/2011 respetively. then goes on to give the figures. my partner was under the impression that as she had had no correspondence with these guys or the original debtor since 2001 it would be statute barred? is this corret? we have never spoken with cabot, or simply be or ambrose whoever they are... bit lost, would appreciate some advice please as to what to do, we cant pay that amount.. or anything anywhere near it.
  12. email from Tesco today, the unit is beyond economic repair (i.e they cant fix it like i told them) brand new one in the post to me today happy with that, it was worth the wait.
  13. i paid by PayPal so i know i have that, but id rather be amicable and sort this with a replacement, not confident a repair will work.
  14. Hi guys, I would welcome some advice. I bought a HUDL from Tesco Outlet on 27th Feb 2014. its just over 2 months old now, and the touch screen is unresponsive 4-7 times a day meaning you have to turn the screen off and on again to resolve it, its so frustrating, i've factory reset the device 4 times but to no avail. I emailed Tesco who sent back a generic email with a pre paid postage mark to return the device stating as it was over 28 days they're going to repair it... i'm not happy about this, it's a known issue and i don't see how they can repair it, its not the screen its software related according to all the forums. Now i know that had i bought this from a shop i can reject a repair under 3 months old as its classed as inherently faulty, but where do i stand with a refurb offered with 12 months warranty bought online? do i have to accept a repair that is doomed to fail? many thanks for your attention!
  15. been with hastings a year now, got 2 yrs no claims bonus. called to enquire about renewel quote.. quoted £30 more per month!! (ok prices go up i figured) went online, got a quote online with the exact same details £15 cheaper per month!! what?? so whats to stop me cancelling...and applying online? how does that make any sense?
  16. your contract of sale is formed at the till, not the shelf, the price at the till is your contract of sale, the retailer has no legal obligation to amend the price on the shelf at all, since by paying the price at the till you have agreed that is the price. i think the words wind and peeing into come to mind.
  17. hi there, long story short i've had a county claim against me for monies owed by a customer of mine. ive defended the claim in full as hes already had his money back in full and ive supplied the court with all the docs to show this, statements etc... filing in the AQ as we speak, but i am physically unable to attend the court in the next 6 months as im out of the country and i want this over and done with now. i called the court services and they said simply put in a covering letter with the AQ saying i am happy the for the defence to stand in my abcense, is there a certain way to word the letter? i've been very good up to now and dont want to blow it with a badly worded letter that makes no sense. any help appreciated.
  18. under the SOGA under 3 months you are entitled to refuse a repair. however it is not unreasonable for the seller to have it inspected first before you do so.
  19. your contract is with the seller NOT the manufacturer. the seller needs to deal with you. if it was via Ebay raise a dispute with paypal and get your money back, that will get their attention if they are ignoring you, paypal 9/10 sides with the buyer, but in this case you are right.
  20. i bought a laptop recently and discovered it had the wrong processor on the label on the shelf. i took it back and asked for it to be replaced with the one i actually wanted, i,e the correct processor model. they said all they could do was refund me as they didnt stock the correct model i was after. is that all i can expect? a refund? all other specs were correct except the processor which was subpar to the one i thought i was buying. can i get them to honor the contract of sale? for the correct model with the right processor when only the processor was wrong on the tag? they said they are not willing to exchange it for the better model (which costs £100 more) and will only refund me, they admitted the mistake and removed the tag. are they playing fair under the law with me? or am i being unreasonable expecting a better spec on the basis of a processor being wrongly labelled.
  21. this is why i dont go to gyms (other than the fact im fat and cba ) plus i begrudge paying someone to look fatter next to all the other fit people but also shabby conditions, they all gleam and sparkle at the reception desk! with the waife blonde receptionist who leans over the counter to lure you in with her cleavage (yes that worked on me once) ive never actually been in a really bad one myself, but i would certainly cancel my membership if i felt i wasnt getting what i was paying for.
  22. they CAN yes. wether you let them or not is up to you! you can refuse to pay for it at the till and the till does have the capability to remove individual items, theyre being awkward although aslong as you get your refund no harm done really, but i would pester them for some free vouchers! ive been to ASDA on many occaisions, buying games only to find their out of stock, ive never been asked to pay upfront and refund later..how can they refund me for an item i never had!? silly ASDA.
  23. raise a dispute with Paypal, you will get your money back no problems, they always find in favour of the buyer in these circumstances, dont worry it will be over quickly.
  24. WICKES lady is lying to you, i used to work for them. they CAN refund to your card/cash if they so wish, what shes actually saying is she doesnt want the refund on her bottom line for affecting her profit and loss. if she refunds you in vouchers it comes on a different budget, id approach head office with that information and make sure they understand shes giving you the run around. granted the others are correct they DONT have to refund you, but it is their policy to do so, as with B&Q and the others.
  25. i would put some pressure on your local council to spot check them, call them and explain what youve seen, private property or not all gyms have a duty of care to their customers to ensure a safe and clean environment. I strongly feel they are in breach of their licence conditions (which is approved by the council to run the gym) i mean jesus, my local tescos cleans their toilets better! verucas are bacterial infections, they cant just be caught walking around in your shoes, ofcourse they came from the Gym! It is also possible for the infection to be transmitted indirectly from an object, such as a towel, or by contact with a contaminated surface, such as the surface surrounding a swimming pool or those concrete floors in showers they are so fond of, whilst a gym cannnot 100% stop people getting them, if they are shabby in their cleaning routines they have failed in their duty of care to you and should be brought to task on it.
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