hi again, can you help me with this letter to send to welcome?

thank you for reply straight ot the point Yes I am working full time no medical problems I didnt get any details about policy, by the phone I declined it, but they said I HAVE to take it or forget about the loan, and I don't know who is it with Thanks for your help, and I dont mind any question as long as you can help me

very big thanks for your reply. First of all forgive me if I make any spelling mistakes, english isnt my 1st language. On 24.08.09 I took personal loan with Welcome, for 2000 pounds. I was desperate, because me and my wife have split up and I needed this money to purchase a car. And I was happy to pay by direct debit,and I was doing so this few months, and now this letter arrived: http://i485.photobucket.com/albums/rr211/hubert406/skiptrace.jpg Which I totally disagree with, I have done nothing wrong for them to trace me? As you requested, I try to post a pic of my agreement, as I dont have scanner, hope it will look good,in two parts for easier reading. http://i485.photobucket.com/albums/rr211/hubert406/welcome1.jpg http://i485.photobucket.com/albums/rr211/hubert406/welcome2.jpg Thank you for looking into it and hope to hear from you soon

thank you for reply I started my own thread in General Section, without any repies so in desperation I pasted my post here, and I apologize for that.

Hello everyone I am new here and this is my 1st post I have a personal loan with welcome Finance, for about 3 months now. I pay by direct debit and have never missed a payment. I received letter today from them, called Notice Of Default Sums, for 50£. Reason for this is skip trace. But...why? Please could help me because I cant afford 50£ to pay, for something I dont understand? Whar options do I have? thank you

hello everyone I am new here and this is my 1st post I have a personal loan with welcome Finance, for about 3 months now. I pay by direct debit and have never missed a payment. I received letter today from them, called Notice Of Default Sums, for 50£. Reason for this is skip trace. But...why? Please could help me because I cant afford 50£ to pay, for something I dont understand? Whar options do I have? thank you