Yeh your right emmy also tower investigations and a couple of other side kick companies as well i believe. good for you on your result. Like you said its the people that dont know what to do that we all feel sorry for. Congratulations again.

Hi folks.Just for the record if anyone gets a letter from tower investigations or global saying they have some mail from a previous address, addressed to your self. Ask them who its from, I did and guess what,it was from a SIMON GILES. This is the low life who is a manager (allegedly) of this company. He's basically a high pressure salesman but in the debt recovery vain not sales. The man is a pratt and will seriously try to intimidate you. Dont be scared of him, he's all wind and tries to hide behind a string of technical and official sounding rubbish. Just tell him you will seek advice and just put the phone down on him. Dont give the man the time of day. Also if TOWER INVESTIGATIONS or GLOBAL DEBT recovery tell you they do a lot of work for Lloyds TSB, Ask who is their contact at Lloyds that you need to speak to in order to get any a/c information that you require. They wont be able to tell you. Because after a very friendly conversation with a guy in customer service at Lloyds he told me that they haven't used GLOBAL for quite a while. Basically they stopped their contract because they did not like the way the company carried out the way they attempted to recover debts, ie: they sacked them. This is a horrible little outfit who pray on the weak and something should be done by law to stop what they are doing.

Hiya folks. Just got back of my hols and there was a letter waiting for me from global debt recovery. Before i went i sent the 2 letters advised by yourselves on 2 seperate days, and the second being sent recorded delivery and unsigned as instructed. And i was happy to read. Dear Mr D*** Re: FV-1 (Lloyds TSB) account no. *********** £242.21 We acknowledge receipt of your letter dated 14/11/2008 disputing the above debt. We confirm that we have closed our file and we will not contact you about this debt again. Signed with some illegible signature. So a massive thank you to all on here who posted a reply or advised or got involved in anyway. Sites like this are invaluable to anyone who has no idea what to do or cannot afford to pay solicitors to do the work for them. Once again keep up the good work and thanks again. If ever any of my friends or anyone i meet is in a similar situation i wont have any hesitation to advise them to come on here and speak to yourselves. Cheers. Wezi (DEZ)

Hi Emmy. Just a note for you. I have just gone through the similar situation to your self with this company. Check out my original post under Tower Investigations and you will see the advice i was offered. I had the obnoxious and aggressive phone calls as well and basically was not allowed to speak over them while they were talking and was in no uncertain terms was told to pay the amount because i owed it and they knew what they were doing and i didn't. well i took the advice of the folks on here and sent the 2 letters which they advised (the second being sent recorded delivery and unsigned,as instructed.) and when i got back off my holiday yesterday i was very happy to recieve a letter from GLOBAL DEBT RECOVERY saying. Re:FV-1 (Lloyds TSB a/c No ********* £242.21 We acknowledge receipt of your latter dated 14/11/2008 disputing the above debt. We confirm that we have closed our file and we will not contact you about this debt again. I can't thank these people enough for the help they have given. So have a look and maybe something on my thread might help you too. Good luck with your fight as well.

Should i send both the letter the letter that scab man and 42 man advised in the same envelope as recorded delivery. or should i send them on different days.. Thanks for all your help folks. seriously it really is appreciated.

Thanks 42 man. No I am in north yorkshire and before i lived where i am now i was in west yorkshire and i am almost sure at the time i was claiming incapacity benefit. So obviously i had to be on the electoral roll to claim that and housing benefit for the address the alleged debt was addressed to.

Evening folks. the saga continues. i have now recieved the mail they said was in their office. it is from global debt recovery. They say they are trying to recover a debt of £242.21 from Lloyds TSB. I cant ever remember having this account.The accoount was apparently closed in 2000 and that they have only just found me by using the electoral roll. I only moved from the area where i lived to where i am no 4 years ago but they couldn't find me in those 4 years in between.?. I told them that i wanted proof that the debt was mine and they told me i had to speak to Lloyds because they had no records only that they were trying to recover an amount on their behalf. I have spoke to Lloyds and after a few calls they told me they wouldn't have any records of transactions anyway as they are only obliged to keep them for 6 years. They were very helpfull and told me that it was globals responsibility to prove what the debt was for and that they would not be getting involved in any way whatsoever as they no longer employ Global as a recovery agency because of the way they carried out their procedures and basically said in not so many words that they didn't like the way the company carried out its business. I have not yet been able to read to them the letter that scabhunter provided on the previous post, but read it to the Lloyds rep in c/s who said that is exactly what is needed to be said to them. He actually said you dont even need to post it to them just inform them of your intentions. But I am still going to post it anyway. Any comments or views would be appreciated. Thanks again. especially Scab Hunter. ps Lloyds told me that the original debt (whatever it was for) Was for £139.50......Hmmmmm

Hiya folks.just an update on the post i put up yesterday.I rang tower again today and witheld my number and i got through this time. it seems the reason they contacted me is because they have some mail in their mail room that was sent to an address that i lived in approximately 8 years ago. i told him it was probably junk but he says they will forward it to me anyway. I will let you know the out come. Also when i rang i only gave their reference number and was not asked to confirm who i was or my phone number or any other personal details.He even told me the name of the person who had forwarded the mail to them A Simon Giles, who i have no idea who he is. What a strange company.

Originally Posted by wezi Sorry guys dont even know if i'm in the right room. recieved a letter from TOWER INVESTIGATIONS today saying they are acting on behalf of their client and to ring the free phone number.I did and was hit by the answer phone.( which having read some posts on here after i rand when i came in from work) is quite the norm. I dont have any outstanding debts to anyone except to Capitol one which is about £350. i dont have any othere credit or store cards or loans and haven't had for about 8 yrs at a guess. suggestions on how to handle this would be appreciated. at time of posting this i have not had a phone call from them yet.cheers for any help. Hi wezi, Sounds like a typical DCA phishing expedition. The best thing for you to do will be to start your own thread, so your case stands out, and people will find it more easily. Go here - http://www.consumeractiongroup.co.uk...tion-industry/ and use the button in the bottom left corner. SH. so this is what i have done. any body got any suggestions. this is all new to me. ps i serache their phonenumber on bt and checked their local code.I ts shows as london outer area. Hmmmm office addressin huddersfield,west yorkshire.

Sorry guys dont even know if i'm in the right room. recieved a letter from TOWER INVESTIGATIONS today saying they are acting on behalf of their client and to ring the free phone number.I did and was hit by the answer phone.( which having read some posts on here after i rand when i came in from work) is quite the norm. I dont have any outstanding debts to anyone except to Capitol one which is about £350. i dont have any othere credit or store cards or loans and haven't had for about 8 yrs at a guess. suggestions on how to handle this would be appreciated. at time of posting this i have not had a phone call from them yet.cheers for any help.