Capstone makes people homeless with any legal trick they can think up a change of name is not going to save them from the regulators and any claim people have that had there homes taken from them Acenden vultures more like

Hi Guys Brandon seems to be involved in a lot of companies Basic details for: LCB01023 - Lee Christopher Brandon Details:Title/Forename(s)/Surname:Mr Lee Christopher BrandonCommonly known as:LeePrevious Name(s):Mr Lee Christopher BrandonStatus:ActiveIndividual reference number:LCB01023 Controlled functions - Current Controlled functionsFirm nameStart dateCF1 DirectorSouthern Pacific Mortgage Limited 29/04/2010 CF1 DirectorPreferred Mortgages Limited 29/04/2010 CF2 Non Executive DirectorHighlands Insurance Company (UK) Limited 25/11/2003 CF2 Non Executive DirectorNippon Insurance Company of Europe Limited 01/12/2001 CF3 Chief ExecutiveSouthern Pacific Mortgage Limited 21/06/2010 CF3 Chief ExecutivePreferred Mortgages Limited 21/06/2010 Responsible for Insurance MediationPreferred Mortgages Limited 21/06/2010 Responsible for Insurance MediationSouthern Pacific Mortgage Limited 21/06/2010

Hi Guys Capstones computers down it's funny always on the 1st so it looks like you payed late

Hi Guys I'm up for demonstration in front of their offices. that will wake up press TV and Government with Election Pending

Hi G Well done had fingers crossed for you today Capstones reputation not to be trusted seems to proceed them

The housing minister, John Healey, has told the BBC that, for some people, having their home repossessed "can be the best option". Now we know what this government think thats why capstone don't seem botherd by regulation + courts Guys we on our own John Healey should get repossessed out of the country

Hi Guys The Libor rate rose from 0.61969% to 0.62469%, today I think It's because they have pulled Quantitative easing we will have to keep an eye on this if your mortgage is not capped

Hi Guys Hope you are all well When I paid my mortgage yesterday capstone seemed extra polite from their normal rude selves Do you think we have them on the run or are they being monitored

Hi Guy's Spoke to Capstone today asked them to comment on the fact ch told me action is being taken to Dissolve Spml in 3 Months The guy on phone said Capstone now owned Spml I asked him are you sure as the information downloaded from ch does not show this but he still insisted they own it I am getting my accountant to look into Spml will let you know

Hi Merry Christmas Happy New Year to you all Please keep up the good work, it's good to know we are not alone

Itbg is it worth contacting land registry and putting them on notice in case they try a quick deed transfer if spml go down

Well done ITBG is Attia a director of Capstone

Hi guys When I paid my mortgage on the 2nd November I asked Capstone what was happening about SPML and were they about to go into liquidation? She said she had not heard of anything but would go and ask her manager. She then came back and said that he had heard nothing either. If you can believe that. Anyway rang the FSA and they told me they would ring me back within 72 hours they must have meant 72 days!!! I had to ring them this morning to chase them. They told me they could not discuss anything about Capstone or SPML as there were no announcements being made at the moment. I do suggest that everybody rings the FSA even if its just to log the complaints.

Well done catchy have got to ring them on monday to pay my mortgage. Will ask the same questions and see what answers I get. I will also ring the FSA first to ask their advice on the fact SPML may go into bankruptcy and what's their take on the situation. What worries me about all this is if Capstone also go into insolvency what about all the records of payments of mortgages? There was some concern about this when Lehman Brothers first went down. I will post their reply on Monday!

Gr I completely agree with you these parasites do not know what they are doing when they corner people that feel there is no way out they will turn to a party like BNP Unfortunately we have no mainstream party that can deal with these bankers. We have no manufacturing left. All we had that was generating tax revenue was the City of London and as shown on Newsnight with the printing of money the bankers are making big profits. When the news came out yesterday that we were still in recession you would have expected the stock market to crash, but no it went up!! This was because the city know the government has to print more money to keep things moving. Where they are finding the money from is a complete mystery to me. I've got no allegience to any political party at the moment but I can honestly say this new Labour government does not seem to have a clue and if we vote in the Conservatives I suspect most of their supporters are bankers so it will be like giving the prisoners the cell keys! I understand in Germany that some of the richest people have asked the government to tax them higher because they feel there is too much of a gap between the rich and the poor and maybe with their experience in history they are spotting the dangers.

Hi Guys Been looking at contract law do you think we could use any of these points Unilateral Mistake Frustration Impracticabilty Unconscionability The last one seems to relate to us as the terms of the contract is unfair to one party (ie us)

Hi littledotty what day are we going like to meet Merek

Will Go For It

I agree with catchy we need a plan why don't we pick a consumer ie watchdog bbc news panorama or Robert Peston blog or FSA and email or phone if we all focus on one of them in the same week we might get them to listen if not the next week do the same to another

Hi Guys Look at page 7 www.queenswalkinv.com/docs/results23092008.pdf

Hi Guys Take a look at this investment company www.queenswalkinv.com look at there accounts and directors they seem to hold a lot of uk mortgages

Hi to everyone I have been monitoring this site for a few months now and would like to thank you all for the information that has been put up on this thread. I have found it very useful and reassuring that we are not on our own fighting these people. Our situation was that our cap came off and our mortgage went up to 3% above the LIBOR rate. I contacted Capstone and told them that we would not be able to pay these high payments and they suggested that we did a modification on our mortgage. They did a credit check which we had no adverse credit on our file at that time and informed me that there would be a meeting and would get back to me asap. They contacted me and told me that they would reduce the rate and we were quite relieved. Then Lehman Brothers went bust and I guessed that the modification would not go through. I questioned them and demanded that they send me the offer in writing. They informed me that this would be sent out that same day. In the afternoon I received a phone call saying that because of a system problem they could not put it in writing for at least a couple of weeks. I rang them back and asked them is it the fact that because of Lehman Brothers demise you cannot do any modifications to our mortgage?. They said it was just a system error. I told them that I would not pay my mortgage until I received the modification in writing. This went on for six months I received nothing from them until December then I started to get aggressive telephone calls. I then reported them to the Financial Ombudsman who took up the case but I was advised to pay the mortgage which I have done since. The letter I received back from them said a verbal agreement was not binding I am now waiting for the Ombudsman's reply. I agree with some of you that the way forward is to contact our MP's which I will do and I also agree that they are not in the mortgage business and they just want their money back as fast as possible for the investors and they do not care the consequences that they cause. We are just numbers. What I think we should do is arrive at Capstone's offices in High Wycombe with a few placards maybe that would get the press interested! I would just like to thank you all again for all of your efforts and for any of you that feel like giving in - don't!.