Hi All Just a quick note. I have been on hoilday for a two weeks and haven't heard anything from any one. I called the court today (in Cardiff) and was advised that the stay's were ordered due to 24 test cases. She then said that "all but one has settle or going to settle". The one which is not is waiting for information from the Office of Fair Trading. I asked if this was a trend in the courts eye's which she advised that it was. She then told me that all the stay's are being removed which will hopefully give the banks a little nudge to settle. If they don't she did say hopefully i will be in court before christmas. I asked if i need to do anything else and she said no. I think this is good news as the judge's are now see what the banks are doing. Cheers all and thanks for the advice. Gareth

I received my letter of stay today and have phoned the court in Cardiff regarding it. I ask is the stay relating to the Elliot V Lloyds and she said no it was relating to Williams V Barclays. She also said that all claims for charges from banks have put stay’s on until this has been resolved. Do I still try and get the stay removed or wait? Cheers Garofski

Yes you did sorry for repeating myself could find my orginal post!!!! Dooh I received my letter of stay today and have phoned the court in Cardiff regarding it. I ask is the stay relating to the Elliot V Lloyds and she said no it was relating to Williams V Barclays. She also said that all claims for charges from banks have put stay’s on until this has been resolved. Do I still try and get the stay removed or wait? thanks for your help Gareth

Hi All I received my letter of stay today and have phoned the court in Cardiff regarding it. I ask is the stay relating to the Elliot V Lloyds and she said no it was relating to Williams V Barclays. She also said that all claims for charges from banks have put stay’s on until this has been resolved. Do I still try and get the stay removed or wait? Garofski

Thanks for all your help guy's Just a few things about the N244: What do i put in Parts A and B for this form Sorry to be pain!!!

Hi Gary Thanks for this. Can you advise me on the N244 form. Would i have a copy of this? If not where can i find one? Cheers Gareth

This has now been transfered to another court in cardiff. I have now had Lloyds AQ sent to me asking me to let them now if i have recieved it? (why has this been sent to me?????). What do i do now? I have now recieved a letter today saying It is ordered that: 1. Case is stayed generally pending further order of the court. Does any one know what this means as i haven't got a scooby doo???? Will anything happen in the next two weeks as on on holiday as of friday for two weeks and out of the country????

This has now been transfered to another court in cardiff. I have now had Lloyds AQ sent to me asking me to let them now if i have recieved it? (why has this been sent to me?????). What do i do now? I have now recieved a letter today saying It is ordered that: 1. Case is stayed generally pending further order of the court. Does any one know what this means as i haven't got a scooby doo???? Will anything happen in the next two weeks as on on holiday as of friday for two weeks and out of the country????

Hi Zoerogerson, When i phoned yesterday they told me that it would go to the district judge to make a decision on whether they have to return or strike the defence. If i don't hear anything by Friday, i have been asked to call back. Garofski

Just spoken to the court. She has advised that it will go to the disrict judge and he will either ask Lloyds to return the allocation questionaire or he will send it to the small claims court (if i understand the court clerk correctly). I asked for time scales and she said she is snowed under with claims but if i don't hear anything by friday, to call back!!!! Can't believe how long this is taking. My friends have had there money just after sending the allocation questionaire back. Getting a bit frustrated now!!!!!!!!!

I have filed to court and have returned my allocation questionnaire back at the beginning of the month. I had to return it by the 2nd of September which I did. I haven’t heard anything since, so I called the court to find out what is going on. Lloyds haven’t returned the allocation questionnaire back within the time limit of the 2nd of September. I was told that a decision was going to be made about it. I have a few questions if some one can help? 1) When they decision, do they mean the final decision to award in my favour? 2) Do Lloyds have to return the allocation questionnaire before they can do that? Any idea’s?

Thanks Reload Will look at this and will keep everyone informed about my progress Cheers Garofski

I have written the first two letters and have had the box standard replies to them saying we take you pionts on board but you are still not having your money back. Can anyone tell me where I can start my court action and provide any advice where i can do this? Thanks in advance Garofski