just browsing the Kensington website and it states the following "Kensington Variable Rate (KVR) Our Prime mortgage products track the Bank of England Base Rate (Bank of England UK Repo rate) set by the Bank of England from time to time. Interest is calculated daily." what a pack of lies! They have not tracked the interest rates down - despite 3 Bank of England interest rate reductions totalling 3%, the KVR has not moved down at all - it is now two and a half times the BoE rate and it appears they do not intend to move it, but simply to take advantage of their customers!

That's excellent, I will get onto that ASAP, Thankyou

we moved into our property in 2004 we could not find out who our electricty supplier was? we knew our gas supplier was Scottish Power but even after we asked them and others who our supplier was, we were non the wiser? a year and a half later Scottish Power dropped a bill of £1900 on us! they claimed the previous owners had not given them a final meter reading, even though we contacted them, it turned out we were on a dual fuel supplier. We have since negotiated a lower bill but they now keep blocking our attempts to move our gas supply as they say we are on a dual fuel tarrif!

i recon no! i bought two ink refills from my local pc shop last week for £6.99 each, i buy 3 or 4 per month! i checked what i paid for them previously and found that i also paid £6.99 each way back as far as March 2008, when i visted today i was told that thier "system" was updated on 1/12/2008 and that my purchase item had been reduced acordingly and that the item purchased had actually gone up!?

no, no threat of possession, we are just struggling like it seems many others! we have nearly cleared the arrears i just can't believe that even tho the base rate is now 2% we are being forced to pay 8.7% not sure how much longer we can do so tho!

i am having problems with Kensigton, i went a few month in arrears when i lots my job and set up my new business, they kept charging us £50 even though we wewre trying to arrange some sort of temporary payment holiday we were nearly £5k in arrears. i have paid all but £350 back now but they are very slow in reducing their intrest rate currently 10.20% with payments of £1712 has anyone got anywhere with getting them to repay charges or lower their rate? we cant get a high street mortgage at a better rate!