hi all new to this and computer thanks all

hi all need advice had a heart attack could not keep up to min payments told cap one to cancel card 200 limit and would try and pay it off when started back at work but they have not and kept charging me late payment and over limit fees now i owe them over 500 pounds which is 300pounds in charges i told them my problem but said they will carry on charging me any help please

had a heart attack off work capital one knew this and now have 250 pound charges on 200 pound limit on card please help

hi all how do i get a template for my charges:lol: