I was amazed today to be rufused this card! my credit is good I have 2 credit cards which are paid monthly when used. My only worry is will this go on my credit history I was refused by paypal ? I wish I had not hit the apply button now I had a gutt feeling about it but had so many emails from paypal about this card I thought ide apply. To describe how I feel now in a word is sick, I feel as if they want to screw our credit I am also thinking of shutting down my paypal account and ebay account.