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About Lelly3

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  1. No , no copy though our circumstances will not be exactly the same, I'm not sure about consumer credit act it was just the form from County Court it doesn't mention it. The original form for the insurance had stuff about it though.
  2. Yes, the one where you have to write down all your income and expenditure.
  3. Hi I'm looking for help and advice with an ongoing problem with Close Premium Finance part of Bank of Scotland. My husband took out an insurance policy in June 2006 for public liability with Alexander Forbes Risk Services which was financed and administered by Close Premium Finance. It was for a year but three months in he closed down the business and cancelled the policy. All instalments to that date were paid. Shortly afterwards CPF contacted him demanding he pay the outstanding debt of about £3500. He thought the account was similar to car insurance finance and argued with them that h
  4. I'm sorry to hear that, our boiler has very nearly had me gibbering in a corner! If it is continually locking out it could be the soldering on the PCB so I've learnt on another site - I think I now know more about these boilers than some plumbers - in which case if you're handy you can a) take it out and resolder all the joins, apparently its something to do with not using lead solder anymore and some pcb's had dodgy solder, b) buy a reconditioned one from "CET LTD" - for £50 quid, c) buy the complete left hand side, pcb + wiring for around £186 or d) jump up and down on it. Seriously tho
  5. I know you were talking about potterton boilers at the beg of Sept but as of tonight our boiler has packed up so can I add our story. Bought new bovis home june 2002 fitted with Potterton suprima 50L boiler no probs until end of 2003 when it started tripping out - constantly. Most of houses on the estate had same problem. Feelings ran high my husband nursed boiler along until eventally in 2005 it broke down completely. No heat, no hot water as we have this huge heat exchange thingy instead of a hot water tank. Supposed to be most efficent thing but we have no back up for hot water if boiler go
  6. Thanks slick132 I feared that was the case, at least it will be paid off.
  7. Help! Can anyone advise my son on Barclaycard helping themselves to money in his current account to pay off his Barclaycard? Basically out of the blue they have taken £500+ and left him with just £100 to last him 4 weeks till payday. He rang them and they said they were within their statutory rights to do this and had taken into account his DDs etc. When he pointed out that there was another DD set up but not activated until later this month they agreed to give him half back on the understanding that on his next payday he pays that half back. This is all well and good but this means that he
  8. Just thought I'd post this gem though it may be common knowledge. Been looking to reduce our outgoings especially on gas and electric so when Southern Electricity knocked on my door and asked if I wanted to swop and showed me I could save £30+ on our current bills I could have hugged him. Great! Not, I've now been told that because we're new customers we have to pay £150 up front but will get it back after 4 paid bills. Needless to say we don't have that amount spare what with having to pay off what we owe on current suppliers bills. They make it so hard to get out of debt!
  9. Thanks everyone that's a lot clearer. He's happy to pay . . . well happyish but doesn't want his work to know, if he ticks the box on the form about this will the court not attach it to his earnings and make an agreement with him? I'm clueless!
  10. This is a debt that just refuses to go away no matter what I do. I'll explain. In may 2005 my son bought a car on finance through Mallard Finance, they insisted that I co sign and as he needed a car asap to get to his new job many miles away I agreed, he also bought PPI at the time. All was well and he paid by direct debit. In the spring of the following year he had a breakdown and became very depressed, lost his job and was under a pychiatrist due to me having a heart attack and being diagnosed with a rare life threating congenital abnormality. At this point Mallard told him he couldn't claim
  11. Just joined and wanted to say hi, hope I can get some help with my many debt problems seriously new at this forum posting lark so please overlook any mistakes I make lol.
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