Mespilus
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is it possible to remortgage with 2 defaults on file
Mespilus replied to lisamelanie2's topic in Royal Bank of Scotland
Hi Lisa. You will clear £85k less expenses on your sale which means you will need to be borrowing about £160k to get the new property. Can you raise that mortgage if you only use your partners income and leave you off of the application? Nationwide and Woolwich offer income multiples of 5 x income - in practice they use affordability calculators and you rarely get that much. But if he earns £40k!!
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