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Pank

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  1. Hello, If a debt is passed from a credit card to a collections agency. Can the agency take you to court for a debt that was not accrued with them? I seem to remember there is some kind of loop hole wit this but I may be wrong. Does someone know? Many Thanks
  2. Sorry, Indv and Small Business Compliance, HM revenue and Customs BX9 1LE.
  3. Hello, When I sent the appeal in Jan I just said thank you for your letter dated the 14th Dec. I did not give the date that the letter was received. I used the address that was on the letter the same address I have been corresponding with. I did advice in my letter that I am waiting for my SAR request and until that is received I am able to give a full and final answer. I have now sent another letter stating that they may have prepared their letter on the 14th of December but I did not receive their letter until after the christmas period the 3rd of January and my appeal is not late. I have sent all these letters special delivery and I have not had an answer to that letter as yet. Many Thanks
  4. 29 th Sept 2014 - Filled out an online PPI Questionnaire on The Barclay card website No Response 18 July 2017 I resend the PPI request 21st July - I receive a letter stating they responded to my PPI request 13 Nov. 2014 Letter in my maiden name.. I never received that letter. 01 August 2017 – I sent a letter to the Customer Relations Department stating I never received any letters and asking various Questions. 02 August 2017 I send an SAR to the Customer relations Department Special Delivery enclosing a £10 Postal Order. 09 August 2017 I receive a letter from the Customer Relations Department referring to my letter of the 1st August. Regurgitating the fact that they responded in 2014, enclosing copies of those old letters again. No mention of the SAR. 04 October 2017. I send a Letter before action to the Company Secretary at Canary Wharf, Failure to Comply with SAR request of 2 Aug 2017. 02 November 2017 – Receive a letter from the Customer Services Department, They are sorry I am dissatisfied with the claimed miss selling of PPI but they responded to my request back in November 2014. Enclose copies of the old letters, again. 02 November contact the ICO send all the paperwork, 03 November, ICO confirm by letter paperwork has been received. 15 Dec – ICO, they advice that they have spoken to Barclays; I should receive a response within 10 days. 28 December – Receive a letter from Barclays in response to me contacting the ICO. They do not agree they have not met their obligations but will waiver the normal £10 fee. 03rd January, receive another letter from the Customer relations department, Not sure what they are writing response too. They state, “ I have as requested enclosed copies of letters dates 9th Aug and 2 Nov 2017 and how you can make a formal request”?? 29th January; I send a letter to the Barclay card Executive office and the Company Secretary by SD . Header is “miss selling of PPI and failure to provide SAR. Stating I have been advised to write a last letter before court action. – To Date no reply 21 February – Contact the ICO to advice I have not had any information from Barclaycard. 23rd February- Receive email from the ICO; I am sorry to hear that you have not received Barclaycard's response to your subject access request (SAR). I have contacted Barclaycard and have received a response. Barclaycard advise that their courier had made several attempts to delivery the package, however, the courier did not leave the calling card as required. Barclaycard have reissued the package yesterday. Their courier will leave a calling card if you are not home when they attempt to deliver. They are sending the package to 07 March – To date I have not had a parcel or a calling card. Pheww... That took awhile, Thank you for your help
  5. Hello, The first email says they have contacted BC and I should have a response within 10 days. That did not happen the second email says they have contacted BC again and again they should give me a response with in 10 days. That did not happen. The third email, when I told the ICO for the third time the ICO said; I am sorry to hear that you have not received Barclaycard's response to your subject access request (SAR). I have contacted Barclaycard and have received a response. Barclaycard advise that their courier had made several attempts to delivery the package, however, the courier did not leave the calling card as required. Barclaycard have reissued the package yesterday. Their courier will leave a calling card if you are not home when they attempt to deliver. They are sending the package to [address removed]. If you have any queries concerning your case, please contact me on the number below. Again, I do not believe that for a second and the package has not been received. Do you want me to start on the timeline now? Many Thanks
  6. Hello Disgruntled, not sure why you feel the need to be so rude and horrible, and I was not "bombarding" anyone merely asking if The posting rule would be applicable. If you are offended by that please go to another thread. You also have no idea what discussions I have had with other caggers without your knowledge. Happy Friday!
  7. Does anyone know, I have appealed to a letter dated from the HMRC the 14th December on the 23rd January. I received the letter from the HMRC after Christmas and in my mind I have replied within the 30 days when I appealed on the 23rd of January as I am unable to reply until I received the letter. What is the legal standpoint on this? When should the 30 days start?
  8. Hello, I will use that, great. Can you tell me what amount I should put in, not sure what is feasible? Many Thanks
  9. Hello Again, I have written to the ICO twice and they have written to Barclaycard twice so I don't think I need to do that again. I need to know what to but on the claims form who to address it to etc. Also how much should I claim for? Many Thanks
  10. Hello Again, I have had a letter from Barclays bank saying they do not feel that they have mis sold PPI, they called me and we discussed it back in 2014. Which is absolutely BS. The SAER request was not addressed and I have now been waiting since August. The ICO have written to the twice to no avail. I am unable to check any of this information as my SAR has not been fulfilled. I get the feeling they have no idea where all my information and files are, and can therefore not send me anything! I am determined to get my information so I will now take this to court. Please tell me what I should do next. Many Thanks
  11. I have sent my final letter before action as instructed by the ICO. I sent three copies all registered. One to the Executive office one to The Company Secretary and one to the CFO. We will see what happens, if anything!
  12. Update; I told the ICO again that Barclaycard has still not complied with the SAR request even after ICO intervention. The ICO have again contacted Barclay card and given them another 10 days to comply. This is what they said; I have contacted Barclaycard again regarding your SAR. Again, I have asked Barclaycard to respond and inform me when they have responded to you. You should receive a response within 10 days. If you do not receive a response please contact us again. Additionally, the Data Protection Act 1998 gives you the right to ask a court to make an organisation comply with a SAR. There is information on our website which you may find helpful. If you have any queries concerning your case, please contact me on the number below. I take that as she is telling me to take this to court, anyone else feeling the same way? I was looking at the ICO website, They tell you to write to Barclays and tell them what you are doing first. I thought I would write to the COO and give them 7 days to respond? And if no response I will go to court. Any ideas with regards to damages and amounts etc?
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