Hi all, just stopped full payment on three payday loans, Payday Express have accepted a Payment plan, Mr Lender have accepted a payment plan, but Poundstillpayday have responded with the below communications. The first response at the bottom says: "Unfortunately, with this being a payday loan we do not accept any extensions, rollovers or extended payment plans". Please any advice would be fab: Balance: £741.40 Thank you for your e-mail. Kindly note that as previously advised, Pounds Till Payday do not offer extended payment plans. I will only be allowed an extra month's extension until 31/07/2014, as long as half the balance is cleared on 03/07/2014. Therefore payment of £370.70 is required on your next two paydays. Should your file escalate then all re-loan privileges will be revoked and additionally, your account will be passed to a 3rd party Debt Collection agency that may operate a door to door reconnection service with regards to your outstanding balance. Our solicitors may also be instructed to pursue payment on our behalf. Best regards, xxx Account Manager xxx - Dear xxx Thank you for your recent email concerning the below account. I am are sorry that you feel unable to accept the offer which I have made. My other creditors have accepted the offers made to them and I have agreed payments starting 3rd July. I cannot currently offer you more as per the breakdown of income and expenditure I have provided previously. I can only afford £25 each month to each of my other creditors at this current time, and it would be wrong to cease or reduce payments already agreed to my other creditors in favour of your company. The offer made to you is on a pro-*rata basis, as used by the county court. In the light of the other creditors agreeing to my repayment plan, please would you reconsider my offer? I will be making the payments in line with the offer to your company, on a monthly basis, as a gesture of goodwill. Please provide your account numbers so that I may set up a standing order. I look forward to hearing from you. Yours faithfully @poundstillpayday.co.uk> wrote: Dear Reference: xxx Thank you for your e-mail. Unfortunately, with this being a payday loan we do not accept any extensions, rollovers or extended payment plans. The situation as it currently stands is I should have your account until 30/06/2014. Taking into consideration your loaning history and the good rapport there is with Pounds Till Payday, I will be allowed an extra extension until your following payday, 31/07/2014. This will give you 3 paydays which is including your past payday, 05/06/2014. Kindly note that I will only be allowed an extension onto your account as long as half the balance is cleared on your next payday, 03/07/2014, and the remaining balance will be cleared on 31/07/2014. Therefore payment of £370.70 is required on your next two paydays. At this point, if full payment has not been received on your account, all your details will automatically escalate on to an external debt collection agency. This can result in legal action being taken against you or the account being passed for door to door collection. Obviously this is worst case scenario but I do need to make you aware for legal purposes. I do not want any of this to happen so please do your best to get this cleared by 31/07/2014. It takes 3 hours for payment to clear our system and at that point your reloaning privileges will be reactivated and you will be able to reloan again immediately should you need to.

Does anyone know if you report a card as lost/stolen, will that cancel any Continuous Payment Authorities on my bank account? If not, who do I speak to at Natwest to cancel?