Why the thread was posted as " CapQuest and Threatened SD" which is what I commented on Dennis

who should have started a new thread prof. D. U.O.L.

yes will post any replys and info. I think they are just clutching at straws as they have ignored me since I asked them for proof 6 weeks ago. But I have the bit between my teeth now and want to have a go at them lol

Hi yes thank you I have included that now and also that I will only communicate in writing

If I send the £1 how can I insure they wont take it as a payment and how can I prove it wasn't. Also does it have to be a postal order or can it be a cheque.

Hi, I have been following many forums regarding Capquest.They started contacting me with the ploy that I should contact what they called the telegram office. From there they have been threatening me with all sorts of action. I have lived in Spain for seven and a half years so any debt (which I deny anyway) would be statute barred. They arrived at the discision that if I pay half they would not apply for bankrupcy. I sent them a letter which I copied from a tremplate asking for documentation of the debt. The last communication was 6 wekks ago when they said they would supply this within 28 days. This has not happened. Now my question is shoul I now harras them by sending the following letter and follow it through until I get written conformation that this is statute barred. Dear Sir/Madam I do not acknowledge ANY alleged debt to your company. I require you to supply the following documentation before I will communicate further on this matter. 1. You must supply me with a true and signed copy of the alleged agreement you refer to. This is my right under your obligation to supply a copy of the agreement under the legislation contained within s.78 (1) Consumer Credit Act 1974 (s.77 (1) for rolling sum credit) - your obligation also extends to providing a statement of account. I enclose a £1 postal order in payment of the statutory fee, PO Serial Number ******* 2. If this alleged debt has been sold to you (eg for a debt collection agency), please supply me with a signed true copy of the deed of assignment of the above referenced agreement that you allege exists. 3. You are notified that you are obliged to supply these documents, whether you are the original creditor or not under S189 of the CCA 1974. 4. Non-compliance with my request will result in a report being submitted to the relevant statutory authorities. 5. As you are aware, a credit agreement that is not properly documented and signed by the customer is totally unenforceable under the CCA and therefore is a complete defence to any court claim that is issued. 6. Furthermore you are reminded that under s78 sub section (6) whilst the default continues you are not entitled to enforce the agreement in law. Yours faithfully I would love to push this but should I let sleeping dogs lie. Dennis

Hello I have just registered. My name is Dennis and I live in Spain and I am 67 and retired.