I have been with CCCS for last 4 years. I had a debt of £50,000 and have been paying just over £800 PM. My debt has been reduced and it has not been very easy but initially CCCS was helpful and it took aways lots of stress. Unfortunatelly, most creditors still asking to pay interest and I will have one and half year before I can be debt free. I arrive at each month-end without a penny and it is very painfull especially when you have children. As my expenditure is now manageable, would you reccomend to deal with creditors by myself and not by CCCS?