Thanks, I'll send that letter instead, it's a £1 cheaper! I'll keep you informed of developments, and thanks again for your help.

My wife received a letter today -Friday 11th April 2008- from Jason Evans of Ruthbridge Limited threatening her with action from a County Court Bailiff, or a Charging Order if she did not pay a bill of £2207.32 in full. She rang the number given and spoke to Roger Wilson, who told her that she had run up debts on an Argos Store Card between April and December 2003, and had registered an address in Sheffield. He said that she had to ring back on Monday 14th April and he was threatening, mentioning bankruptcy if she didn't pay in full. We have never lived in Sheffield, so she is obviously a victim of identity theft. Luckily, I Googled for Ruthbridge on the internet (because the letter didn't quite look 'respectable'...it was a photocopy and the design didn't look professional) and came up with your site and all this very relevant advice. I'm sending Ruthbridge the letter from template N, mentioning that she doesn't acknowledge the debt and that she'll only accept further communication in writing, so I'll keep you informed of any progress. Thanks for being here!