that fills me with hope thank you so much.

Can I just ask did you win?

Can I just Copy and past the letters theres a little disclosure notice on the DPA one?

Hi Im really confused about what to do. I've read so many times in the media about claimimg bank charges back can anyone tell me what I need and what I need to do? I heard something about 6 years of bank statements to which I dont have, does anyone know if I ask for them will the supply them foc or how much they will charge??8) Hope someone can help buy the way this forum is ace and you really dont know how much it has changed mine and my partners life knowing our rights.

Hi what do I do with regard to a loan repayment through the same bank can I change that to s/o?

Hi I have seen the charges and have written to both R and C stating this. The list was what oh told him on the door step at no time did the B have entry to the premises at all. The blinds were shut and oh signed on the gas box at front of the house. The letters are being sent including the first installment to the council. I am so gratefull to have found this site as my oh has several debts and Im gonna be spending alot of time writing letters to them.

He signed a list of goods but i am understanding that this should not have been done on the doorstep. The lettes are the ones on the other thread about paying council not bailliff oin a plan and no not sent yet. He has offered several payment plans but got rejected. Council tax from 2007/2008. We have not paid anything yet but have spoken to them and they say that is fine to send a letter including first installment. The original debt is 342 and bailiff has now raised it to 616 because of charges.

please anyone??

tom tubby I've done this

My O/H had a visit yesterday form bailiff asking for £640 within 2 weeks. We simply can not afford it. I've read the other posts and done some letters saying he will pay council. Just wanted to check this was right. Dont know what he has signed other than he signed something with details that Oh told B on door step and signed out side. The Bailiff has never been in the premises so does not know what we have. Please any on advice would be great.

Can any one help. My partner had a visit from a bailiff for this today wanting £640 in 2 weeks we simply can not afford this. Really dont know what to do.

hi every one dont know whether this post is still running but my opartner received a visit from them today asking for £640 in two weeks. Neither of us can afford this and they will not take repayments we really do not know what to do!! Please help anyone?