A big big thanks to everyone for their advice especially Ell-en for helping me with statement, judge was really nice was so nervous GE tried to go for repossession with 28days eviction, but the judge said as we had shown we could clear arrears he would suspend possession provided we make our extra payments of £100 each mth until arrears are cleared, so glad its over we are going to pay every spare penny we have to try and clear the arrears sooner if we can. Again a big thankyou 2 everyone

Hi Ell-en ok that would be great thanks, i am ready anytime im off work the next few days so will be on and off computer all day so just when is best for you. Again thanks everyone for the help

Yes we put in a defence but this was back in September when we were origianlly supposed to have a hearing, this time around we did not get sent any papers to fill in just the date and time and that it had been restored. Obviously our circumstances have changed a lot since then aswell.

Ok the charges on our account are just under £2000, but I will claim those back once we get all of this sorted, last time I rang them they said we needed to start to pay the charges off once we had cleared the arrears as we are getting charged around an extra £20 a month interest on top of our payment because of these. We have a couple of other claims in against Welcome Finance and HFC Bank and were hoping that they would have paid up by now so that we could clear the arrears and not have to go to court!!

Ok Thanks

Hi Please can anyone help, I have been having a read of some of the threads and need some advice. We have a court hearing on Thursday for repossession, it was orginally in September but we managed to pay off a lot of the arrears on the mortgage and so GE Money asked for it to be adjourned. We have been struggling with money the last couple of years as I was on maternity leave and then could only return to work part time, im now about to up my hours at work as my daughter starts nursery in two weeks and Ive applied for the supervisors position at work and got it meaning my wages are going up quite a bit so we can now afford to start paying extra to clear the arrears. We missed another mortgage payment so GE decided to take us back to court and this is why we have the hearing on Thursday, if anyone could advise us on what we need to take etc as obviously we don't want to loose our home, I was going to ring GE in the morning and explain that im starting work full time again in a couple of weeks and make an arrangment with them but we have tried this before and they wouldn't accept ours and wanted more than we could afford, which meant if we paid this one month we fell behind the next month as we were getting behind with other bills to try and pay the extra to GE. Our arrears are £2400 and I am going to offer £100 extra on top of our monthly payment as we will be able to afford this as of next month, meaning the arrears will be cleared in 24mths but when we tried to make an arrangement the last time they would only accept an arrangement to clear the arrears in 18mths nothing more, if anyone has any advice Thanks:confused: