Hi Falcon, Thanks for your reply,i shall commence proceedings asap and post back with developments.I'm glad that welcome finance have been targeted in this way because i dont think i would ever had the initiative or know how to go after them,i have been kicking myself for years for borrowing from them,they are just legalised loan sharks and its good people are seeing this. Thanks again for your help and i will keep you's updated Tooly

HI, This is my first post on the CAG,been observing the threads for some time now,currently in the process of claiming £1299 off Natwest!! I had a loan off welcome finance in june '03 for £500 then took out a futher £500 in october of the same year.Paid off total amount over year with the agreement finishing october '04.At the time i was a student and desperate for money as i had bad credit(couldnt go to conventional places ie. the bank!)So in my reluctance decided on welcome because they were the only other lender i could find.Basically what can i claim for?PPI,some of the interest back?I dont have the exact repayment amounts or interest rates to hand but in total i payed around £850-900 on a £1000 loan,which is extortionate in anyones eyes and i would be grateful if i could get some of this back.