I wish I'd found this group sooner! I have just paid AIC £350 as full & final payment of a debt of my husbands from NatWest bank. The money is disputed with the bank but I am so sick of dealing with it I just wanted it over and done with. And £350 was a good deal better than the £700+ that is allegedly owed. However, when I asked that AIC confirm the debt was settled in writing (and after I had given my card details) they put the phone down on me. I certainly hope this was one of the calls they have recorded. Today we have received a 'final notice of intent' from AIC stating that we still owe £298.05 and must pay immediatley to avoid further action. Are they taking the mickey?? Any suggestions as to what I do next?