Hello everyone. New member as from today. I have today had three calls from Allied international , one at home and two to my work, even threatening my employer,regarding a Mint account that I did not even know had been bought by them. After the calls I was very disturbed by the way I was spoken to, like a piece of dirt. The threats were not from civilised people!Then after a time I was so angry i wish I could meet them face to face. But after reading all your comments I have written to them reqesting a copy of their agreement. I would never have thought about it and would probably have taken it for granted that I owed them money. I have offered them £50 per month but they want it all(£1200) immidiately. I am more relaxed now and will prepare myself for the next move. I want to pay my debt but in a civilised and legal way so lets hope that I can. Will keep you posted.