Hi Daniella,thank you for your advice and link,i have checked on te site and can not find her name on there.her postal address is a village near to Beverley,thas close to to Hull.Once again thank you for your help.I think i will have to prepare my disclosure list,any help advicing me what i should include would be welcome,or do i just diclose what i did before. barns66

Hi,i have not heard nothing back yet from the mediator or Cabot/Morgans.I will start to prepare my disclosure list.It is a amended POC,could anyone advice me what i should include in this and what documents i should ask for.I think i shoud ask then to make the agrrement and t + c they are relying on,plus the Assignment when it was signed and what type it was.Any advice would be appreciated. barns66

Hi,ireceived a letter this morning from the lady that called last week. Mr,********** my name and address.re:Yourself V Caabot Finaacial UK I am a mediator and have been asked by the National Mediation Helpline to mediate in the above matter which i undersatand is currently in the *************** County Court. The reason for my call to you on 8th March was to ask if you would be prepared to try to settle the dispute through mediation.This involves an informal 'round the table' meeting betwen both parties and myself.My role would be as a neutral referee.There is a fee involved,If agreement is reached then potentially expensive court proceeedings would be halted and the meeting would conclude the matter.I intend to telephone you in a few days to see if you are interested in taking this route and i will answer any queries yu may have.I have sent a copy of this letter to Cabot Finances. I do not understand if i have to go to mediation,have Cabot alerted the mediator and want to go there,i am ask this as it says she will send Cabot a copy of the letter.I am at a loss what to do and what the coct implications are likely to be.Any help would be appreciated.It looks with the letter ahead she is a genuine mediator.I will post a copy of the letter when i get scanner up and working. barns66

Hi cymrua,thanks for the information,i will wait to see if they send me anything,i can not see what for though.It's bit underhand them calling and trying to pass them selfs of arbitrators.If i do get anything from them,i will start a new thread. barns66 barn66

Hi,i have traced the phone number,it is a Hull number,i have no finacial dealings with any one or any company there.I think i am going to leave calling the number,she was far to evasive when asked for any details.I think that either Cabot or Morgans would have informed me that some one would call me. barns66

Hi cymrua,i am very suspicious,i have checked to find the number,either i missed a number of the area code she gave me,or she did it on purpose,Morgans have called me before and always explained what they wanted,she seemed very flusted when i asked for details.Will check again in the morning.Once again thanks for your help. barns66

Hi Cyrumu,thank you for the advice,it just says on the court papers that before the 15th March that both sides can attempt to settle the dispute,i have put a link on here to the document.i will find it out again and take another look, but no i do not think it mentions mediation.i will google the number,as she seemed flusted when i asked for any details.Ihave found the court papers and it reads " (1)The parties shall by Tuesday,15th March consider whether the claim is capable of being resolved by Alternative Dispute Resolution and (a)if either party considers that the claim is unsuitable for Alternative Dispute Resolution,that party shall,not less than 28 days before the date fixed for the trial,serve on the other party a witness statement giving the reasons upon which that party relies in saying the claim is unsuitable" It then goes on about what happens then barns66

Hi Hadituptohere,thank you for your reply,i wil wait to see if anyone else could advice me. barns66

Hi.i need some advice,i had a phone call this afternoon from lady,she said she wanted to speak to using my name,i asked what she wanted to talk to the person (being me about) she said to talk about a finacial matter,i told her i did not talk on the phone about finacial matters,i asked who she was calling on behalf,she the began to get a bit flusted,i pressed her and asked who she was,she gave me her name and said she was mediator and want to arrange a meetingto discuss this.I can only think it can be Cabot or Morgans that she was acting on behalf.I told her i was busy at the moment and could she give me a number to call her back on tomorrow morning.If it is Cabots/Morgans,should i call her and arrange the meeting to see what it is all about.I know the court papers advice both parties to try and settle this matter.Thank u in advance for any adivice. barns66

Hi Hadituptohere,thanks you for your help.i have been searching through the raw data they have sent me.I have found a few differences betweenn what they sent to court and me with the amended POC.I have received 2 different lots of t/c's neither very clear to read,on the same data sheets,it clearly shows they had been requesting t/c's for some time,they got a reply there where non avaliable,strange as they had sent me 2 lots.I have not yet spotted a account number they claim is in the same data.Once again thank you. barns66

Hi,thanks everyone that's posted on my thread,with excellent info.Have u to wait untill Cabot/Morgans send me there discloure list, before i can apply to them to see the orginal agreement and not the copies they keep sending.Once again guys thank you for all the help. barns66

Hi Hadituptohere,thanks for your reply,it was in the bundle they sent when i sent my CPR request for the assignment ,i will include it my witness statement,along with other documents i find.Once again thank you for your help.I would be lost without it. barns66

Hi,can anyone tell me if this of any significance,Cabot + Morgans state that the account the date the account was purchased was the 11th April 2008 but as shown i received this document from showing a date of 30th November 2007.Would the account not have been assigned on that date.I do not understand why suddenly i get a notification about the change of name from Kings Hill (No 1) I have never dealt with them.It as come to my attention that Kings Hill (No 1) accessed my credit file and amended something there are they allowed to do this barns66

Hi Hadituptohere,thank you for all you help.i will keep looking through the site and try to understand all the legal points that are raised.I am a lost at the moment.Once again thank you.

Hi Hadituptohere,thank you for the link,i am going through it and trying to digest what i require to do.I did sent a CPR 18 request before they amended the POC,i received the same copy of a application form,terms and conditions that i couuld not read in large parts and what they say is the assignment,in the parts that have not been blacked out it appears the agreement to sell the Goldfish account was signed on the 30th November 2007 yet hey state the the account was assigned to them on the 18 th April 2008,would tht not be the date it was assigned to them.I think i might ask them as it is a amended POC to supply all my documents again.I will keep looking through the link.I will try to take what it says in.Once again Hadit thank you for your help. barns66

Hi Hadituptohere,thank for vyour advice.Do i send a request to Morgans to request to see the original agreement,t&c at the time,default notice,notices of assignement from both Cabot & Goldfish.any other documents i thinkof.Once again thank for all your help. barns66

Hi Shadow,thank you once again,i thougt i had posted up the the documents i received from them.on the Saturday,before they had to produce the documents court orded.It was a amended POC.all the difference is a different account number.i could post it in awhile,if it would help, to see what they have sent.I will do it wheni return back home. barns66

Hi Shadow,no problem and thank you doing so. barns66

Hi,I have received this from court after nearly 6 weeks,after they where orderd to produce certain documents by the court.They had amened the POC and,then i received this from the court.Is it telling me to summit my defence again,before the date given on the forms. http://i169.photobucket.com/albums/u230/barns66/QUESTION2.jpg http://i169.photobucket.com/albums/u230/barns66/QUESTION3.jpg baens66

Hi.i should make sure that the claims form as come from the court,i'ts funny if court sent out a form that you can't read,due to toner cartridge running out of ink.It is possible i suppose but i would check,just in case. barns66

Hi,Hadituptohere,it was 3 weeks before i heard anything from the court after i went last time,i will give them untill the end of the week to see if they send anything,if they do not i will do as you suggest early next week.Once again thanks for all the help and advice you have given me. barns66

Hi,sorry if this is in wrong place,It's me being curious,can anyone tell me if the Land Registry Service,have to adere to the Data Protection Act. barns66

Hi,it's frustrating i agree,it used to be with most airlines between 5kg and 10kg, some still do tell you what hand luggage weight is the 2 i normaly fly with it;s 10kg and they are budget airlines barns66

Hi,on Easy Jet site,i do not think it gives a weight for hand luggage it just gives these details. Each passenger can carry on the plane one piece of hand luggage (measuring a maximum 56 x 45 x 25cm). That means… …one laptop case, or …one brief case, or …one handbag, or …one rucksack, or …one carrier bag In short…one item only. barns66

Hi,i have still not heard from the court what's going on and what i should do.it is 2 weeks tomorrow since they had to have what court asked for,i presume they did send to court what they sent to me.I was clearing som old files out yesterday and came across these.I do not know if it is of any relevance.I can never remember replying to the one that says the card was suspended,where they got the idea i about the £50 month from suprises me. http://i169.photobucket.com/albums/u230/barns66/APEX.jpg[/img] http://i169.photobucket.com/albums/u230/barns66/SCAN002.jpg[/img] barns66