thanks for supporting my advice.

I think it is not possible to return laptop when you have receipt because you have not any proof of puchaging.

It depends on person to person. I know it's very low amount but the adjusting nature of a person can be done i think.

If your story is right then there is no problem of getting the insurance of car. Some time it is to be happen.

Truth be told, the only reason our emergency fund was enough to sustain us. Initially, we were going to use that money to pay off most of our debt. As it worked out, we needed it for living expenses. *You need to have a financial windfall come your way to save an emergency fund. *It is important to save at least a little income, so you get into the habit of savings. *Seeing your small savings grow can often serve as encouragement to try to save more.

I am newbie on this forum. I think we share a good experience of knowledge that give greater helpful.