hello ppl well here goes i privatly bought a car on the "hpi" with black horse so before i completed the sale i called them give the details as i got from hpi . they told me everything i asked the mans name address dob amount per month an that the car was on "personal loan" but do not worrie they would remove the intrest in car. so needless to say i bought the car 1 year on i have been in car crash (man in 4x4 run into me) settled with my insurance sitting by letterbox for my 9000 kite (slang for cheque but i would have been better flying one) no cheque but letter saying they had transfered the money to bh all i had to do as settle the further 3650 i called black h why do they have intrest they had reapplied it to hpi after i bought the car so needless to say i am 9000 out of bed an no car for someone elses personal loan if you ever see black horse stay well away they are not to be trusted with your details either but thanks to them i have the man who has benifited details i will be colecting my money from him once his new loan comes through but not everyone is this lucky