This topic was closed on 10 March 2019. If you have a problem which is similar to the issues raised in this topic, then please start a new thread and you will get help and support there. If you would like to post up some information which is relevant to this particular topic then please flag the issue up to the site team and the thread will be reopened. - Consumer Action Group

Hhhmm, ok. Thanks One more question! Has anyone ever gone to court yet?

I sent an email requesting a copy of my questionnaire from the courts. Urrghh feel such a prat. Can anyone tell me if I NEED to send a questionnaire to lloyds solicitors?

Wow She-ra! The courts in Cheltenham. Can I ask for a copy?

eerr! think ive mucked up abit. I've sent my questionnaire off and i've recieved a letter from lloyds solicitors saying "We enclose herewith the defendant's completed Allocation Questionnaire in the above claim pursuant to the order made by the northampton county court on the 3rd october 2006 and confirm that the original has been filed at the cheltenham county court accordingly. kindly acknowledge safe receipt and if you have not already doe so, please let us have a copy of your allocation questionnaire at your earliest convenience. Yours faithfully Sechiari, Clark & Mitchell END OF LETTER Problem is, ive sent the questionnaire already!!! :O what do i do?!

Bloody hell £220 in total. I hope it's worth it! Thanks for the knowledge

yea i had a look around the there and looked at the guide too but i can't work out if this is a separate fee to the £120 which was based on how much I was claiming. The leaflets just say about exemption and getting a refund so i'm a bit

Hello, I am at the stage now where I have been asked to fill in the n149 questionnaire which i have done but i don't know i if have to pay the £100 fee. Does this need paying even though i paid £120.00 before? Is this another fee if so what's it for please?

ok a little update... i went to moneyclaim, lloyds are defending the case. i now have to wait for the 28 days to run out (oct 3rd)

ok a reply back from da bank with my LBA. Their tune has changed slightly but im sure its delay tactics like everyone else. Dear Mr Walker RE:Bank charges Thank you for contacing us about the abobe. We are looking into this for you, and will write again as soon as we have more information. Yours sincerely For Manager What the hell is "For Manager". Well I cant be bothered to wait for them to write back. Heads are gonna roll when my 14 days runs out on them!!!!

God damn your good!

can I claim back a UNPAID S/O I guess its a standing order? Its a £35 Charge

Cheers Barracad saved me again!!!

LBA "I am enclosing a copy of the schedule of the charges which I am claiming." Is this the clever excel sheet Vampiress did with the 8%? :-?Come on Vampiress help us simple village folk out.....again

Sounds good to me, you've added all of the main points in. Good luck with the 8%

Thank you!!! :)

Urgh 3 months, fairplay Lloyds are soo pointless!!!

Ok as normal with everyone else, I have received a letter from Lloyds saying they arent going to refund the charges and pushed me towards their leaflet "How to voice your concerns". Yea whatever Lloyds, I'll wait until the 16th, and send them a LBA. In the meantime the cheeky sods have charged me 90 quid for overdraft charges. Is there a way of mentioning the extra 90 in my LBA or would I have to send a Preliminary again with a new amount due back to me? Cheers to everyone who has helped me so far, I will not forget to donate when I get MY money back.

THATS WHAT I WANTED TO HEAR!!! amazing thank you, i have done it right then. started to get abit worried. Thanks Barracad :cool:

Nah this is a preliminary letter, i got it from here http://www.consumeractiongroup.co.uk/forum/showthread.php?t=671 I just dont understand why the interest is mentioned in this template, especially when people are saying to enter interest after the LBA.

right, cool got my statements and im owed £2419.50. £81.56 in overdraft interest. Total of £2501.06 Send my premliminary letter off tomorrow. BUT hhmm, ok im a tad confused with interest. In the premliminary template it says : - What I require I calculate that you have taken £xxxx plus £xxxx which you have charged me in overdraft interest for the sum which you have taken. Total £xxxxx But why is everyone saying you dont enter the interest in until the court claim bit? Or are they refering to the 8% interest bit? god this forum makes me feel thick!

gah, ok cool, i wont send another letter yet. I'll give it one more week. Thanks for the info

Um, ok I sent my recorded DPA letter to the address Bank Fodder had as a sticky message. Penny Berryman etc... I went onto the royal mail site to see how my post has got on, and it hasn't reached the bank. I posted it on the 19th May :-|. Then I did a search on the post code with google. EC1Y 4X That post code doesnt exist? I need a little help here please

Ok sent DPA off yesterday with a £10 cheque on recorded delivery. hahahah i cant wait for this MUHAHAHAHA

thanks, shall we rename the title "Dummies guide" cheers, i'll get looking