I have just come across this thread and have now printed off the forms ready to get my OH to sign when he gets in from work. We have two kids born in 1996 and 1998 .

I wll be watching this thread with interest as myself and my family stayed at the same hotel as the OP last May. Thankfully we didnt suffer from any tummy troubles and had a great time. I am so sorry the same cannot be said for the OP and his girlfriend. Keep going!!!.

We recently recieved a stat demand from Connaught concerning a debt for 21k we owe to egg, although no payment had been made for over a year. Yesterday Connaught sent us a letter saying that they were now in a posisition to take us to court and make us bankrupt. Which,my husband says, would be great and wipe out our entire debt mountain of £65k!!. What I would like to know is, if Connaught did make us bankrupt, what would they benefit from it?. We live in a rented property, have no savings and the car my husband drives around in is an old banger and only worth a few quid for scrap. Do we sit tight or get proper financial help for the stat demand ?. any thanks for any help recieved.

Thanks B.A.Ts. Well I have now paid the last and final installment to the baillifs. I emailed them after I paid it too. I really hope this is the end., . I"d like to thank everyone on here for thier advice and support, as usual it was invaluble .

I am nearly at the end of this saga. I have just one more payment left to make of £114.50. I arrived home yesterday to be greeted with a letter from the baillif stating that he had been to my house to remove my goods. It went on to say that he would call again and remove my goods even if I was not at home. Is he allowed to break in if there are no windows or doors left open ? . I have recently purchased a puppy and I am frightened she may get out if he breaks in. I have tried to contact him about this, but ofcourse I got his voicemail , to which I left a message but he hasnt got back to me. I am really worried that while I am out paying the last installment, he will break in to my house. I would just like to add that at no time have I signed a walking possesion ( sorry about the spelling), I am under the impression he has no right entering my house.........hes never been in.

Right today I have paid the bailliff a further £200. I couldnt get hold of him on his mobile so I emailed the company and asked them to tell him. I got a really nice email back saying " Dear dizzy bat , thankyou for your payment, we will inform the bailliff that you have paid an instalment ". I couldnt believe it, makes a change from being snotty. So that brings the total I have paid to £250 in one week. I cant afford to pay any more till next week ( friday ), if I pay anymore this week it will mean that we have no money to pay other bills or eat ( I have two kids ), so they will have to wait.

Thankyou for your reply Tezviper. No bailliff has been into my house at all, and they "re not coming in either!. What gets me is that I am willing to pay back the debt in weekly instalments , I do not work but my husband does, and the original debt was for £312.50p, so I am guessing the amount he quoted me earlier today was with his charges added on........robbing **** bags!!!. I wont be asking the council to take back the debt though as I dont fancy a stretch at her majestys pleasure......I just want this paid and gone, for good.

The bailliff has just phoned me back.....2 days after I left a message with him . It seems that my husband actually set up a payment paln with equita a while ago and forgot to send any money. So now the bailliff has told me " that its not as simple as setting up another payment plan " and they ( I presume they is the council ) want us to pay £460 oe else the bailliff will come around and remove our things. I have told him that I will have to speak to my husband and will phone him back tomorrow. I have already paid £50 towards the outstanding amount. I really dont know where we are going to get £460 though and am really worried to death.

I would pay him the full amount if I had it. I just want this whole thing to be over and then I can get back to some sort of normality. By the way does anyone know what time Bailliffs finish work for the day ?

I am offerring to pay back £50 a week and seeing as I owe just over £300 it shouldnt take long to pay back. Sadly I am not on any benefits, so I will have to pay it anyway.

Thanks again. The thing is I am willing to make small weekly repayments to avoid all of the above happening. I just hope the bailliff agrees to it. Just a thought, I think I read somewhere on here that if there are children in the house the bailliff cannot enter my house, not that I was going to let him in anyway, well my kids are still on their school holidays. I am hoping he phones me back rather than pays me a visit to my house.

Have you thought about entering into an IVA?. I wouldnt swear to it , but I think they dont affect anything like a professional qualification. Off topic I know ( sorry ) but if you do want to enter into an IVA can I suggest you give CCCS a ring they are brilliant.

The council tax I owe is for £312.50. He has not been to my house previously and any contact has been by letter. I have left a message for him to contact me so that I can arrange a repayment plan. I havent signed anything at all either.

Thankyou B.A.T for your reply its very helpful. I have just contacted the bailiff and got through to his answerphone, left my details and told him I am able to pay so much off per week. I now have to wait for him to get back to me.

I am being persued by an equite balliff for unpaid council tax. I had a letter this morning stating that they were in my area this week and would be coming to remove my gooods this week. So I phoned the call centre and finally got through ( after trying for nearly an hour ) only to be told that the baillifs are now dealing with my case and I was given his number, so I tried to contact him , got forwarded to voice mail box which is full and cannot recieve any more messages!!!!!. I really dont know what to do next. I am willing to pay the debt off but if I cant talk to the baillif then they will come round and take my things and I am really scared. Does anyone have any advice please I am at my witts end with worry.