Thank you I will do this today. I will also attach a scan of the letter.

Sorry, Im new to all this and so apologies for being slightly naive but what costs? Would this be cost I may have incurred indealing with this matter or do you mean sue Lowells and claim my costs? Both sound interesting and so more info would be great Thanks.

Hi Everyone I have a long running disagreement with Shop Direct over £350 worth of goods bought and sent back due to size / style issues and to cut a long story short Shop Direct denied they were received and so defaulted the account. So, Lowell's got involved and it seems they have bought the debt (probably for about tuppence in the pound) and are chasing like rabid terriers. The latest letter threatens the visit of a process server, delivery of a Statutory Demand and then, to use their exact wording from the letter '.. .Lowell may then petition the court for your bankruptcy...' Part of me thinks this is over posturing on their part but I have heard stories about Lowell's on this and other forums as to their nasty and vindictive nature. Can they petition for bankruptcy for such a small amount? Does anyone have knowledge of the law on this issue? Also, I would be very grateful for any advice as to my next move. Many thanks.