thanks Fred my concerns are naturally what the repercussions of having to do this are, Im hoping its just a short term situation but its certainly an iminent one.

honey x

i will do thankyou for the input

honey x

i also have another account with them, but find that they just take from one to cover the other

i didnt as it was months later that i realised (i know i shouldve checked every statement and didnt)

honey x

the privilege account is with RBS and is a credit caard account

i have an advantage gold account with natwest, everying thing is paid into and out of this account

I feel awful having to do this as i have had an account with natwest for 30yrs and they have always been so good to me, but circumstances right now dictate that this is impossible to keep up all of these repayments.

Hopefully it will be short term

honey x

sorry shouldve mentioned, i did contacted them and received a letter stating that i was in a position to "loose" £600 per month, which is ridiculous of course, but they wont enter into an negotiations at all and state that the decision is final

honey x

thanks fuzzy xxx

all utility bills council tax etc are upto date (thankfully) but in order to pay HIS arrears off the mortgage i cant possibly think of any other way of doing it

No cards as all cca'd and none returned anything

Thing is im going to have to move quick as i'm going to find myself really stuck come next month

Yes i took out these loans and yes im willing to repay them, but just cant manage it right now as circumstances have changed drastically.

thanks for the support xxx

honey x

to do something about the situation i now find myself in

this may end up being a little long winded, i do apologise

single mum with 3 children (oops and a dog )

mortgage, but found out that OH wasnt paying his half earlier this year:mad:

i have a part time wage which is paid into my natwest account

DLA for my youngest son

CSA

childrens and working tax credits (overpayment over 2 yrs resulted in them takeing £600 per month to reduce the overpayment to 0 with in a year)

child benefit

I obviously do not want to sell the house as there are only 3 yrs left on the mortgage.

outgoings

mortgage

utility bills

natwest loan x 2 (one taken out last year to repay O/D and original loan, and to get myself and the kids back on our feet after him going, only to find out instead of repaying the original loan that they credited that amount back to my account resulting in me now paying 2 loans instead of one

loan 1 £357

loan 2 £154

RBS loan £229

RBS privelige account £154

do i open another account and have everything paid into there, offer token payments or what, im pretty fed up and stressed as its leaving not alot in the bank as you can imagine, and with a home to try to hang onto and 3 kids to feed and clothe etc, its becomming increasingly more difficult.

I know your wondering why take out the other loan, but i was well and truely stuck after the csa taking two yr to pay anything for the kids, and being left penniless when he left.

When the bank rang me they offered the loan, I did explain the circumstances, single parent part time work, 3 kids, dla (which could change at any moment) tax credits (which again could change at any moment and did to the tune of £600 a month), CSA,

but was assured that i would be okay and would manage, i did try to express my concerns!!

So here i am finding myself in a very stressful situation

any advice would be appreciated, thankyou in advance

honey x

hello

sorry to hear that youve been poorly and of your losses

would it be possible to list your creditors and also the amounts outstanding? that way people may be able to better advise

take care, youre in safe hands here

honey x

is a caring person, he even buys his little lambs coats thats good enough for me

Gez is open and honest

awww tills, youve fought this one every inch of the way, sorry i cant be there with you girl but you know where i am and im thinking of you xxx

try to stay strong

honey xxx

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