ok m8 ill check it to see what it says ta

i really dont think i have ppi on this loan would it tell me on the statement i aint had charges etc

no m8 in what way should i do this????

hi guys i have had a welcome loan for the last 2 years paying £132 a month i have a year left to pay but really strugling to pay it now what options do i have

hi guys i have had a welcome loan for the last 2 years paying £132 a month i have a year left to pay but really strugling to pay it now what options do i have

sorry to sound stupid but i cant seee any blue bar???

i doubt they would close up and just writeoff everyones debt??? or am i missing something here

sory for posting on thread so no action will be taken???

hi i have just recieved a letter from philips/lowell stating a debt that was due on09/11/2004 for a store card i had i contacted them in 2005 stating i could not pay and 5 years later they have sent me this letter the amount is £1700 should i phone them and arrange a payment plan or just ignore the letter?? the4y say they are goin to commence legal procedings any help guys ta

just had letter back saying no way they would accept £1000

still heard nothing

i aint stopped payments yet m8 only threatened that would happen if they didnt accept the offer ???

ps what happens if i stop the payments???

We write with reference to the money which you are claming on the above account. We can confirm that we are unable to offer to pay the money which we owe in full, and will be forced to sto payments. However, I can raise £600 and I want to offer this as an ex-gratia payment in full and final settlement of the account. This offer is made on the clear understanding that, if accepted, neither you nor any associate company will take any other action to enforce or pursue this debt in any way whatsoever and that we will be released for any liability. We also request that, if accepted, you will make an entry on a credit reference agency file relating to the above account as "satisfied" in full. Payment can be made within 14 days of receiving your written agreement of this offer and method of payment. We look forward to receiving your reply within 14 days of this letter. Yours faithfully sent rec delivery today also added the bit that i will be forced to stop payments

thanks lads ill keep you posted

ps m8 whats the chances of them agreeing to this???

i pay 33 pound a week ????? and next payment due every friday

hey guys thats greeat you rekon i should try £600???

thanks m8 any chance you could draft me up a template letter of some sort (im not that good at these things any help would be greatly appreciated

hi guys i have had a loan with welcome for over 2 years now and still owe£1400 how do i go about asking em to settle early and how much i should offer em ie do i need to write a letter or phone them saying im struggling and can pay say £700 cash right now and close the acc??? someone plz help as i want this mob of my back thanks in advnce

hi guys i have had a loan with welcome for over 2 years now and still owe£1400 how do i go about asking em to settle early and how much i should offer em ie do i need to write a letter or phone them saying im struggling and can pay say £700 cash right now and close the acc??? someone plz help as i want this mob of my back thanks in advnce

hi im new here i have recieved statements from the bank of scotland i sent em the 1st letter askin for charges to be refunded...$440 they then sent me letter saying i would not be gettin a penny so i have now sent the letter which gives em 7 days to reply or i will take court action the 7 days has now passed *(over 12 days now and i aint heard nothing plz plz advise me wat to do now as im stuck and i feel like im gettin nowhere many thanks ps if i have posted in the wrong place sorry