Sure PO BOX 271 Beverley HU17 6DE From Companies House FUNERAL DEBT COLLECTION LIMITED c/o BRADBURY & CO ACCOUNTANTS LIMITED 34 MIDDLE STREET SOUTH DRIFFIELD NORTH HUMBERSIDE UNITED KINGDOM YO25 6PS Company No. 06761779 They asked for the cheque to be made out to A J Smith Funeral Service (Not the firm we used)

The company is call Funeral Debt Collections LTD What happened was my Father died and because he hadnt any will and my mother was in an care home, we had to apply for Deputyship to manage her affairs. Then my mother dies 3 months later so the deputy ship was not needed. I had signed a very basic contract to say I would pay my dads funeral and did all except 530 then my mother died and because there was an outstanding balance I had to pay 3k for my mums in advance. We are selling the family home and I havent any funds left to pay the outstanding. The whole situation is false to me. Theres no proviso for sharing my info, they by their own tongue say they arent a debt collectors yet their name is Funeral Debt Collections LTD and they say they dont need to be licensed as they are a LTD company. What diff does that make?

I signed a very basic contract with a company for services. There is no perogative in the contract for the sharing of my details with anyone in regards debt collection. I am now being pursued by a company call BRICKIE Debt Collection Services LTD (They are not called this but the first word is reference to the occupation of the contractor) I have, on numerous occasions emailed them in regards to the legality in them collecting this debt and their license to be debt collectors as I couldnt find any with the OFT They have wrote the following If you refer to the Full Terms of the Data Protection Act you will note that there are exemptions specified and in particular "Personal data is exempt from the non disclosure provisions" where the disclosure is necessary for, or in connection with any legal proceedings (Including prospective legal proceedings) - as applies here Contraty to what you say, we are a limited company and not a debt collection agency and therefore are not required to be licensed as such. Now excuse me, if its white, quacks, lays eggs, has a S neck and swims on water, its a swan. The company is called ***** Debt Collection Limited so surely they have to be registered. In regards the DPA, are they making this up? If this was the case, why would large companies have clauses allowing them to share your info. Regards

I have tried to find the answer and I have no doubt it is here but I cant :x:x I have issued a SAR against a bank. On 46 days I issued a default notice and said if nothing happens in 7 days, we are off to court and im claiming damages. Can someone help or point me in the right directing as to the court form etc I need to complete. Regards

I CCA Halifax on the 17th December 2009 and received the agreement on 23rd July 2010. Now where do I stand. I want to use the delay as a bargaining tool for a full and final but unsure what power I have. Am I correct in before doing anything they need a court ORDER (Not judgement) to allow them to pursue the debt? Thanks

Well we have now got to open a basic account with someone else as my wife had a CCJ. I added her to my account so no credit checks. Ive also received a letter yesterday saying Direct Line are cancelling our home insurance within the next 7 days (Part of Natwest group).

I yesterday received a letter from Natwest saying that they have closed my wife and I's joint account. Today I received a letter saying that they are closing all my savings accounts and my 13 year old daughter received one to say her account is being closed as well. I have not done anything wrong on my account nor have I bounced any cheques or failed DDs They say the decision is final and they wont discuss. Would a SAR help?

If You EVER dont want to win a claim, send a letter in like this.

Im going back on Tuesday as I live in Sheffield. I will take photos of the surrounding area, signs etc and post. Thanks for your help

I parked in Morley in Leeds just up from a charity shop while I dropped some stuff off. I did see a sign saying residential parking but there was no bays and there was no signage advising of any penalty or fine charge. Was literally a blue sign with a P and said Residential Parking. I was in for 15 mins chatting and came out to the ticket. I have been up and down the respective street and there is no signage at all advising of any penalty. Do i have to bite the bullet or is there anything I can do. There are no markings on the road at all.

Hi Any help please. Just received a costs estimate for the application hearing of just over 1000 so need some advice please Thanks

I am after a bit of help here par favor. I have been using the online arm of a company for some business. The companies web site can be accessed from typing www.anyinternetaddress.co.uk but it does change to .com when you hit the home page. The plc is anyinternetaddress.plc As the plc's business address is in london, I have sued the plc. The plc shows seperate in its accounts profits from its internet division infact it praises it for helping it through hard times. The plcs solicitors have made an application to strike out because I have no contract with the plc, its with the internet arm which is based offsure. My arguement is that while it is offshore, the plc is being enriched by me not being paid. If I sue BandQ, I sue Kingfisher. If I sue Halifax, I am now sueing HBOS plc so why is it any different because this plc has an arm offshore. I do need some advice on this one please.

Surely if any organization holds any information on me then they are liable for a SAR whether they be a DCA or the original creditor. APEX have already complied with my request and they are a DCA. I want from GPB when they received the File, how much, what action, when they received my request etc etc

Im in shock, and these are supposed to be solicitors On 15th December, I wrote to APEX for the CCA. Nothing happened so end of January I said your in breach blah blah. To that letter I received a reply saying we are no longer dealing. Then, on 23rd Feb, received a thretener from GPB. So on 24th Feb I sent the CCA request to them. I heard nothing. Then I received a letter from IQOR chasing the same debt. I though **** this and DPA the lot of them. Then today, I receive a reply from GPB which clearly shows they received the CCA request on the 25th Feb but it still has the PO attached. They also sent the a letter saying we are no longer dealing with this and returned the PO for 10 pounds. SURELY even though they are no longer dealing, they still have to provide all the info I request.

AGHHHHHHHH On the 17th december I did a CCA request on APEX who were chasing a debt from HBOS. This was acknowledged. After 6 weeks I wrote to them and told them they had failed to provide the document. They sent me a letter saying we are not dealing with this anymore. 10 days later, a letter from IQOR saying they were collecting. I told them that sorry, they have had there chance. I received a letter saying they had asked their client for the documents. Anyway, let that pass and after 40 days, nothing so emailed and said even after 2 bites of the cherry its still not been forthcoming so go away. Your client doesnt get a new go every new debt collector they use. LOW AND BEHOLD, today a letter from WESTCOT for the same debt. What do I do know

I have today received a letter from Barnsley MBC FINAL NOTICE OF CT ARREARS Basically, they have said if I dont pay, they will apply to the magistrates for commital to prison. BUT I ave been paying them 50 pound per month since October. Never missed a payment. They havent exactly agreed to this arrangement but I have been doing it via Internet Banking. Am I correct in thinking the offence is refusing to pay, not an offence of not paying enough?

Well my initial reaction would be to do a CCA request. I would offer 10000000000/1 that they have the originals from over 12 year ago.

Any advice out there?

Right, the court claim was thrown out as they couldnt satisfy the judge that they had either sent a Default Notice nor if they had, that it had the correct information on it. Like I said, when they sued me they started at 7k then made an application to change it to 9k so the Judge said that she couldnt assume that the default notice figures were correct. So hence, as they couldnt prove they had issued the default notice they were told to take the account back and allow me to repay. The solicitor said we could restructure the payments to one that said well you are supposed to pay 48X200 a month, you have paid 8X200 per month so we will start at 40X200 but they were to contact me to set up. Then, 9 months later, a letter came with all these court fees added to my account. They even added to my account the cost that the judge awarded me.

Been reading up again, I wouldnt have thought they could sell the debt as they purchaser is demanding full payment and this is without a default nor a termination notice being issued.

So they dont need to terminate the agreement before selling the debt to someone else. An agreement that is still intact can be sold? They sent the money the next day via their solicitors.

I cant believe I am here again. To cut a long story short, Welcome didnt get back in touch with me until July 09 where they had added all the court fees and all the costs onto my account saying I owe 12k I wrote to them twice and said no, thats not right. I never heard back. I have now had a letter telling me that they have sold the debt to a firm. I have spoken to them AND TO BE FAIR they said please send everything in. But again, I have had no Default Notice and no Temination Notice. Do they need these before selling the debt Advice AGAIN greatly received.

Thank you

I had a charging order placed on our house by the Water company. I have now paid the amount owed in full. What do I need to do to have the charging order lifted. Thanks

Chaps im really struggling as what next. Any advice would be appreciated.