Hi, I also naively signed up to licit legal 6 months ago and they have only just managed to get my statements through. They are really vague on the phone and never call when they say they will. I stupidly signed an agreement that says I have to pay them more than £500 if I withdraw and will still have to pay them 25% if I claim any money myself. Can I get out of this? It seems ridiculous to have to chase them, I would be better off chasing the bank. I bank with Abbey, am I going to have better success with this company or on my own?