Hi there! I've just put my LBA into MBNA along with CI, did you have any problems along the way with them over the CI? Would love to know more! Kay

Hi Guys! I've been reading all relevant threads etc as advised and I'm now ready to send my LBA to MBNA - however, when I try and open the link for the spreadsheets (England-advanced-works or excel) I just get a page saying unaboe to open page. How can I get this to open please as I NEED the spreadsheet to enter charges and calculate CCI. Any help would be appreciated. I have already successfully taken on HSBC for Business Account Charges and had full refund (this was before finding this site!) and I did think that I might be able to adapt the original 8% interest for an average for my credit cards ie. where they've charged 15.9, then 16.9 up to 18.9%, could I not take the average and apply to the whole spreadsheet or is that to simplistic? Look forward to your reply Kay

Hi Guys! I've been reading all relevant threads etc as advised and I'm now ready to send my LBA to MBNA - however, when I try and open the link for the spreadsheets (England-advanced-works or excel) I just get a page saying unaboe to open page. How can I get this to open please as I NEED the spreadsheet to enter charges and calculate CCI. Any help would be appreciated. I have already successfully taken on HSBC for Business Account Charges and had full refund (this was before finding this site!) and I did think that I might be able to adapt the original 8% interest for an average for my credit cards ie. where they've charged 15.9, then 16.9 up to 18.9%, could I not take the average and apply to the whole spreadsheet or is that to simplistic? Look forward to your reply Kay