Hi Rubynicola, I had these people pester me by letter for over 3 years! I only ever opened 4 of them, after that i just binned them. I moved to Spain and came back this year and as soon as i bought my house I receieved a letter from them! It was mis spelled so now i just send it back with addressee unknown on it and dont give it a second thought. Before i moved to Spain the last letter i opened and read before trashing, stated that baliffs would call, my wages would be tapped, my account frozen, my employer contacted etc etc! but none of the above ever happened and i was hoping it would so i could sue their miserable hides!! I was being chased by them for a supposed debt of 10,000 owed to a bank that i never ever had an account with, so if i were you, i wouldnt worry about it! Just report them as advised and then forget it! Soon as the letters arrive, either bin them or send them back unopened, cross out the name and address and put "Return to sender" on the envelope. DO NOT PHONE THEM!!!!!!!!!!! as stated in other posts, once you phone them they have confirmation from you that the letter they sent has been acknowledged and more mail will arrive!! BIN THE LOT!! ABOVE ALL, DONT WORRY OR PANIC!!

:lol:HI EVERYONE! i FOUND THIS SITE BECAUSE I HAD BEEN GETTING LETTERS FROM M H FOR OVER 3 YEARS NOW! THEY LOST ME FOR 2 YEARS BECAUSE I WAS LIVING IN SPAIN, BUT AS SOON AS I BOUGHT A HOUSE BACK IN BLIGHTY, THE LETTERS STARTED ARRIVING AGAIN! I JUST FILED THEM UNDER CS TO START WITH,( CHICKEN S**T), THEN STARTED TO SEND THEM UN OPENED, BACK TO THEM WITH ADDRESSEE UNKNOWN WRITTEN ON THEIR ENVELOPES( THEY HAD SPELLED MY NAME WRONG, SO IT COULD BE ANYONE!) AS PREVIOUSLY SAID IN OTHER LETTERS ON THIS SITE, THEY TRY THE SHOCK AND SCARE TACTICS, AND FOR SOME THIS WORKS, BUT I KNOW I DONT OWE THESE PEOPLE ANY MONEY( THEY STATE THAT THEIR CLIENT WAS THE LLOYDS BANK, AND IVE NEVER HAD AN ACCOUNT WITH THEM) AND IT DATES BACK TO 2002 AND ITS ONLY IN THE LAST 6 MONTHS THAT THE INTENSITY OF THE AMOUNT OF LETTERS THEY SEND HAS INCREASED, PROBABLY BECAUSE OF THE 6 YEAR RULE, SO I WILL KEEP ON SENDING THEIR LETTERS BACK TO THEM UNOPENED AND NOT ACKNOWLEDGED. ITS THEIR POSTAGE COSTS NOT MINE, SO NOT MY PROBLEM! I SUGGEST THAT ANYONE RECEIVING THESE LETTERS SHOULD DEFINATELY NOT PHONE THEM, FOR REASONS GIVEN IN OTHER ANSWERS IN THE FORUM, AND IF YOU KNOW FOR SURE THAT YOU DO NOT OWE THEM MONEY OR THAT IT IS AN OLD DEBT, THEN DONT LET THEIR THREATS OF REPOSSESSION, BALIFFS ETC ETC SCARE YOU! ITS ALL HOT AIR BECAUSE THEY KNOW THEY ARE ILLEGAL AND THESE SCARE TACTICS PROBABLY WORK ON A PERCENTAGE OF PEOPLE THAT PANIC AT THESE THREATS! CHILL OUT AND DONT WORRY, THE LAW IS ON YOUR SIDE. REGARDS LAURIE