hi slick , sorry i didnt reply, i,m getting a bit bogged down at the minute.
Yes there are late penalty charges on the account but not sure how much and when there from, will look back through what statements i have.
Why does this make such a difference ?
re the account being in dispute, if myself and barclays have differing views on this who decides, and is there a specific time that they cant argue otherwise i.e after the 12+2days and then the 40 days?
basically my thinking is that is there a quick way to get this to court so i can force their hand,(do they have an agreement or not?)as it seems to me that all they want to do is delay things as long as they can.
Digger