I feel much better than i did thank you, but im still feeling pretty rotten. I feel for the ambulance service having to deal with this sort of stuff. They were really amazing and it made me quite tearful to be delt with by such caring individuals immediately after having to deal with such a monster. The letter is a "NOTICE OF SEIZURE OF GOODS & INVENTORY", and has my name and address on it followed by a paragraph stating that the bailiff is certificated at croydon county court and that the sum owed is £739.84. There is then a penalty charge number and then my registration number. This is followed by an inventory section where the bailiff has written a description of my car in the box. The amount owing is then broken down- this reads;- Parking penalty charge £180, court fee £7, Bailiffs costs £552.84, Total if paid today £739.84. The notice is then signed and dated by the bailiff. There is a section for me to sign that is blank. The thing that sticks in my mind is that as i was getting dizzy just before i passed out i remember him saying, "Actually ive had another look and you only owe four hundred and...." i didnt hear the last part of the figure tho. Ive just checked his name on the bailiff register thing and it states that he is certificated until 19/11/2011 but it says that his employer is Davies Enforcement not Phoenix Commercial (which is printed on the Notice he left)??

Ive just had a rather nasty incident that i need help with desperately. I had a knock on the door this morning by a bailiff asking for £739.84 for an unpaid parking ticket. They stated that they had clamped my car and would remove it if i didnt pay the amount in full. I suffer from M.E and chronic migraines and spend most of my time in bed unable to do anything. Today was the first day i have managed to get out of bed in a while and i was greeted by this! I offered to give the bailiff my rent but he stated this would not be enough and would have to remove the car. At this point i started getting chest pains and having trouble breathing. I feel to the floor and then heard the bailiff say he was going to call an ambulance, and then i passed out. I came round and the bailiff was still at the door and the paramedics arrived. At this point the bailiff threw a letter on the floor and left. At one point i remember him saying that he had the council on the phone and that he was trying to get them to help me but that they refused. The paramedics have now left (It was just a bad panic attack mixed with my M.E) and i am looking at the letter he has left. I have also looked outside and cant see a clamp on the car, what do i do?

Sorry its taken so long to follow up. I think i let myself get a bit too worked up on thursday, and ended up having to stay in bed until this morning. I have managed to get a friend to move the car off of the drive, and around the corner. Only problem is im now effectively trapped at home. I guess nothing really can happen until i find out what this is for. I will send that letter off ASAP perhaps with a few minor alterations (i have a problem being aggressive, even to debt collectors!)- i also feel uncomfortable telling them i have no debts because that would be a lie, and i dont want them thinking i can afford to pay them! I just have no idea what this debt is for! Looking at those vulnerable persons guidelines it looks like i fall under the seriously ill category. I do take prescribed medication for my ME by way of weekly injections at the doctors. Also if i lose my car, no more injections! Thank you all so much for all your help thus far.

If there is anyone that could help with this it would be great. Every minute my car is on the drive i worry it will be taken. Also any advice on being classed as vulnerable would be appreciated.

Thanks for the quick reply. The problem im having is making my car safe. I cant move it anywhere away from the drive for health reasons. Im trying to find some other way of "securing" my car. If anyone has suggestions of a way of doing this i would be grateful.

Hi All, Just this morning i received a hand delivered letter (no envelope), entitled "Attendance notice The clearance of goods". The letter was from CCS enforcement, and went on to say that;- I called today with transportation to remove your goods. I shall be calling back in the next 48 hours with the police ion attendance if necessary, to complete my task. I may seize sufficient goods and chattels, blah blah blah..........including motor vehicles. It has the name of the bailiff in charge, a client reference and a total amount due. I have no idea what this is for, and i am trying to avoid ringing the bailiff because i know that will be very stressful (i suffer from moderate M.E, and any stress knocks me out for days). This is what im trying to find out;- 1/ I have a car on the drive that belongs to me. I rely on it to get me everywhere. I cannot do anything without it. Im guessing they will go for the car first as its easy pickings. Earlier on i tried to move the car off the drive and hide it somewhere. Problem is i am not well enough to walk back from anywhere i park the car away from the house! Im guessing the only thing to do is to "sell" the car to a family member/friend, and then borrow it back. How can i go about this and get sufficient documentation to prove to a bailiff the car is no longer miine? 2/ How do i find out what this debt is for, and how it is made up, without phoning the bailiff? Do they have to provide this information, will it cost me, etc etc..... Im sorry if this all sounds pretty pathetic, but the level of stress involved stops me thinking rationally, and i dont really no where to start. Any help, will be very gratefully received!

Your right!!!!!!!!!! So sorry everyone, didnt even realise he had an account here! Is there anyway i can delete this thread so that i dont waste peoples time?

Just had a phone call from one very distressed brother! Apparently he came out of his girlfriends house this morning to drive to work, and found that his car had been clamped. Apparently he has not paid a London Congestion Charge fee, and the collection company have found his car using a camera van. They have then clamped it, and will not release it until the £1400 owed has been paid in full. He hasnt got £1400. The car isnt even worth £1400, and its quite important that he has it for work. Is there anything we may be able to do about this, or should he just accept that he has lost his car?

The company is CCS Enforcement, I think the bailiff will have knocked on the door in the past. Basically my mother has been in hospital for the 2 months before this, and has noticed the cards they leave when they call round when she came out. She did receive the parking ticket and was appealing it. She then had a heart attack. If im correct the ticket was for parking in a disabled bay! Ive just spoken to my mother this morning and it turns out there is no clamp on the car! whether it was removed or never there i dont know, but the bailiff definately shouted through the letterbox that he had clamped her car! If he hadnt put a clamp on it, it sounds like a pretty dirty trick to me, to shout this at an elderley disabled woman! Makes me really cross that my mother spent 40 years as an underpaid nurse helping people, to be treated like this now she is old and sick. Anyway, i was thinking the next stage may be to send out "vulnerable situation" letters, to any bailiffs that are still out for blood?

Anyone? please?

Hi All, My mother has just had her motability supplied car clamped by a bailiff. She suffers from severe rheumatoid arthiritis, as well as just having left hospital after 2 heart attacks and a ICD being fitted to her heart after a cardiac arrest. She is also recovering from a collapsed lung, and various other problems after her surgery went wrong. Basically she is in a real mess at the moment and cannot deal with this stress. The Bailiff clamped the car and then put a letter through the door saying that "he would be coming back to complete his task with the police in attendence if necessary". My mother said through the door that it was a motability car, and he replied that it didnt matter and he would be back. All this over an unpaid parking ticket!! The outstanding amount is £462 which she has no hope of paying, and the bailiff was from CCS Enforcement. What can we do about this? Any help is VERY gratefully received.

Im sure i heard somewhere that Virgin media have to notify me as to when they are going to take a payment? Dont they have to give me ten days notice or something? isnt this part of the direct debit guarantee? If this isnt the case, if they dont send me a bill (and remember this is the first bill from them), how would i know when the direct debit was going to come out of my account?

Thanks for the advice MrShed - im going to give them a call now. I will let you know what the outcome is.

I have no problem with the £56, thats what i signed up for. £5 sounds a bit like they are taking the mickey, but there you go. I didnt know the DD was coming out because they didnt send me a bill. I mean i knew that at some point i would get a bill that would be debited out of my account, but i thought they had to notify you of this beforehand? £10 non-payment. This makes me really cross. Apart from the fact i see it as a penalty, the same argument as above applies. £10 DD rejection. I totally agree. This is just another way of getting an extra £10 out of me. Im still fuming, but feel like ringing them up again for further clarification.

Recently i joined up to receive Virgin media services. I took up their offer of a broadband/TV/Phone bundle for £28 per month. Consequently they messed up my TV service and didnt send out the promised wireless router, but this is not what i need help with. I remember signing a Direct debit form with the guy that installed the services. On 11th April they sent me a letter titled- 'confirmation of the set up of your direct debit instruction' I then recieved a letter with no date on it confirming my request for a voicemail service (i never requested a voicemail service). and then on the 3rd June a letter telling me there has been a problem debiting my account and that i owe them £54, and that my service would be restricted in 5 days. I never received a bill at any point telling me what and when they would be taking out of my account. So i rang them today to pay the £54, only to be told that it is now £108!!!! The girl on the phone didnt seem to know why it was £108, but she did explain a proportion of it;- £56 for the first two months bundle £5 for not paying by direct debit £10 Non payment charge £10 direct debit rejection charge and then £27 seemingly unaccounted for! (probably another month bundle but calculated incorrectly) At this point i said thanks, and hung up the phone (i was so angry i was trying to avoid becoming confrontational) What should i do next? If i dont pay the bill i will be cut off and we all sort of rely on the internet in my house.

Many apologies to everyone that has been watching this thread that i havent replied sooner- i have just got internet access back after it going down after my last post. I have contacted tomtubby who has been very supportive and will reply to her last pm as soon as there is space in her inbox (im quessing that if she is this helpful towards everyone then she must have a lot of messages!). There have been no more developments to date- we have heard no more from the bailiffs. My mother is going into hospital for an operation so sorting out these problems is on the back burner for now. As soon as i hear anything i will post it up here.

Tomtubby- thank you and everyone else on this forum for the amazing amount of support i felt after reading your replies. My internet went down last night while i was trying to respond and it still hasnt come back up yet! Unfortunately i failed. After the internet going down last night i couldnt get anymore information, and i arrived at my mothers house too late this morning. The Bailiff had been. He had managed to get walking possession by basically intimidating a disabled old woman into letting her into the house, after taking away her only link to the outside world. Im sorry if this sounds a bit melodramitic, but im currently typing this from her computer, and seeing the state she is in i am so ANGRY!!!!!! But i do have more information. The only piece of paper my mother was given when the car was clamped was a headed letter from the Bailiffs company saying- "Notice of Bailiff Having Visited". To me it looks like a standard letter saying that a bailiff has called to request the amount, and will be returning again for another try at a later date. It is signed by an undecipherable name. No Breakdown of fees and charges was left, Nothing that looks like a warrant of execution was left, and Nothing saying notice of seizure on it. The only other thing that was left was a sticker on the car saying that "it is a criminal offence to interfere with or try to remove the clamp". When the bailiff returned this morning he told my mother that he would not remove the clamp unless he could enter the property. Apparently he walked in, walked out, and that was that. After my mother telling him that she suffrered from rheumatoid arthiritis, and had had 3 heart attacks, as well as currently having a dislocated shoulder that she is waiting for an operation for (shes been waiting for 2 years!) his attitude changed and he became more helpful. He said-"he would speak to the court and see what he could do". Apparently when he left he didnt leave any documentation, and he didnt get my mother to sign anything. But she says he did walk round the property and take notes. I suppose i should stop worrying because the clamp has now been removed, but im worried about what their next move might be. Its really sad. My mother is ill after catching a virus whilst working as an NHS nurse for 30 years. This virus led to rheumatoid arthiritis that has totally disabled her. She has spent her entire life looking after people, and now she has to deal with this sort of thing on a daily basis. Unfortunately i also got ill through work 5 years ago, and am not much use to her. Rant over.

Thanks for replying nero- im in a bit of a funny situation. Im trying to sort this out for my mother after her crying down the phone to me, in a blind panic at 7.30 this evening. She suffers from a heart condition and any stress exhausts her. because of this i cant reach her on the phone to ask her these questions, she is just ignoring the phone. From what i have been able to find out- 1/ She has seen a notice from the bailiff to recover goods- nothing said about clamping a car as far as i am aware. 2/ She is registered disabled with a blue disc which i think she was displaying in the car. 3/ I have no idea how old the parking ticket is, but recently she talked about being in the process of disputing one. knowing her illness and circumstances she may not have replied to a dispute in time. After just speaking to her partner he seems to have rung up the bailiff who has agreed to remove the clamp if she gives him walking possession to the property. Now i know that you NEVER intentionally give walking possession to a bailiff. Does anyone else have any thoughts on the matter? Does anyone alse know the law about clamping disabled vehicles? Sorry for the urgency but im worried for my mother, this is the sort of problem that can set off a heartattack, and the bailiff is due to call again in the morning.

My mother has just been clamped outside her flat for an unpaid parking ticket. the flats are located on a private estate. She is disabled and cannot go anywhere without her car and the company are demanding £600 for release which she cannot afford. Does anybody have a solution to the problem? Is it unlawful for her to be clamped whilst parked on a private road? Is there anyway to get the clamp removed without paying the release fee? It is very important for me to get this sorted out for her quickly. She has hospital appointments, and cannot even go to get food without the car, but has no means of coming up with £600.

i went into the bank today and withdrew everything so it shouldnt be a problem anymore.

Thanks again steven- 2nd time youve come to my rescue! Anyone else have any thoughts?

Anyone?

hello all, just a quick question about right of set off. I am claiming bank charges from two accounts from Natwest. They have refunded charges from one of the accounts leaving me with a small positive balance in that account. I am worried that they will now use the right of set off they have to transfer that positive balance to the overdraft on my other account (of which is made up purely of their illegal charges!). Is there any way round this? do i have any rights that mean i can stop them doing this? i really need that money that they have paid back and it could be months before there is a breakthrough on the other account. Also i feel the situation is quite urgent because they could do the set-off at any time. thanks all.

steven- thank you for your help- really appreciated. The more i think about it i think you are right. Going to ring Mr Higley to impose a couple more conditions, and then hopefully accept the offer.

Bit of an update- On the 24th May, sent out another prelim letter to Natwest to start another claim. This included the claim for charges on my student account as well as the charges that have been added to my current account since i started my first claim. The entire 2nd claim is for approx £1200. Also this morning i received an offer from Natwest in regard to my first claim. They were offering £1030, and the original claim amount was £1030. Now normally i would be jumping around in happiness about now but before i do that i am wondeing about a couple of things;- The offer i received came in what looked like a standard letter saying;- they dont agree with my claim........goodwill gesture.........full and final settlement- you know, all the standard bumpf. But what i was wondering was this;- have they sent out this offer because they have received my 2nd claim and want to stop it in its tracks? They mention in the offer that they will continue to charge me for these services in future, and that if i dont like it i should close my account. As this 2nd claim includes some of these "future charges" are they making the point that by agreeing to the offer i am agreeing to the charges that im claiming in the 2nd claim? Does this offer mean that i cant make the 2nd claim? or are the two claims totally unrelated, im reading too much into this, and i should continue with the second claim as well as accepting the offer for the first claim? Also, am i making sense anymore? does anyone have the blindest idea what im talking about? I seem to have confused myself!!!