The ccj was granted in March 2006. Thanks

Thanks, but am I obliged to provide this information? I dont want them contacting my employer or my landlord... .I would provide this information to the Court if necessary but not a DCA. I recall, when discussing my problems with the CCCS sometime ago, they told me that my debts were all unsecured and that creditors were not entitled to this info. So, im planning to write back and say that im not prepared to provide this information to anyone other than the Court and see what happens.. ..any thoughts?

Thanks, the DCA is C L Finance Ltd although I make payments on a bank giro credit to the lewis Group ..its the Solicitors Howard Chowen who have written to me. Its my understanding that if you are keeping to the terms of the original judgment then they cannot take any enforcement action but if this is correct does it hold true for seeking to making an application to increase the size of the payments? The order is about a year old, im making payments of £5 per month. An application in terms of costs will take away all the payments ive made...... Should I stir the DCA up by asking for a copy of the credit agreement at this stage, i bet they would be unable to provide it. Any help etc etc Thanks

Hi, thanks for reading this. I have a number of credit card debts and three CCJ's. Im keeping to all the monthly payments set by the court but one of the DCA's has written to me saying they want me to complete a further "evidence of means" declaration with a view to making increased installmants, failing which they will apply to the Court for a formal amendment. I cant afford to pay any more and Ive been keeping to the terms of the order. ..does anyone have any ideas? can they do this? Is it worth my while asking for a copy of the credit agreement at this late stage? Surely a court application will bring costs which will wipe out the payments ive made under the original order thus far! Any advice would be helpful. Thanks

Just one point...If they hold a valid address for you, you can ask/demand that your telephone number be deleted from their records. If they fail to do this, ask to speak with a supervisor and explain that as they hold a valid correspondence address they MUST remove your phone number immediately. Get them to confirm this has been done. If the supervisor refuses, say that you will report the matter to the Financial Ombudsman. At the outset of the conversation, say that you are recording the call (even if you are not). You are quite within your rights under Data Protection legislation, to request your information be deleted from anyone s records provided they still hold a valid means of contacting you.