Hi, I have just managed to get back £4110 from Barclays bank and am now interested in challenging them regarding fees that are beyond 6 years ago. Does anyone have any difinitive text I could use firstly in a letter to them secondly when taking them to court. I understand its relating to the limitations act but am not sure how to word it.....I have already sent for information regarding the amount owed to Barclays but am keen to get my head around the whole thing. Secondly I would just like to say thank you to everyone on here, your posts been an invaluable asset to me both with respect to what I need to do but also giving me confidence in the face of the banks threatening behaviour....