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Count me in ! I've just received details of their charges to date, circa 300 quid I haven't sent my LBA yet so this will fit in nicely with that. Name added to list Surreyscouse 6/7/2006 Worzel 5/7/2006 Stacymason5/7/06 Paulcaley Gizmo111 Norvernrob thfctimmo dellydaisy Bryony84 Davefirewalker downsouth 6/7/06 Malcontent EricTheRed6/7/06 Mercedes 6/7/06 regards Mercedes :grin:

Donation made, filled in survey. go get 'em boys and girls boy am I going to get ****ed tonight ! :-D bring on the next one mercedes

I WON ! I WON Just checked my account and Halifax have refunded 100% of claim, charges, costs and interest..... I haven't even had the acknowledgment back from the court yet to say the papers have been served. No letter received from Halifax saying "too expensive to defend blah blah blah " Nothing.... they just refunded the money.. I'll wait for the paperwork to catch up lol off to donate and do the survey now good luck all... mercedes Claim Number 6SQ03432 Filed in Stoke County Court Filing Date 13 June Sent to Halifax 14 June Deemed to be served on 16th June Halifax has till 30th June to reply Total Claimed 1201.00 charges plus interest plus court costs I thought it would be a bit cheeky to claim for the 10 Data Protection Act fee as they forgot to charge me ( or ask for a cheque) lol Looking forward to getting this back now... Good luck to all on this site Mercedes

Thanks Vamps I PM'd Bankfodder and we're listed on the litigation sevtion now. Bring it on Halifax !!!! This will be the second time I'll be in court in June and I'm getting good at this justice for the people thing now....

Claim Number 6SQ03432 Filed in Stoke County Court Filing Date 13 June Sent to Halifax 14 June Deemed to be served on 16th June Halifax has till 30th June to reply Total Claimed 1201.00 charges plus interest plus court costs I thought it would be a bit cheeky to claim for the 10 DPA fee as they forgot to charge me ( or ask for a cheque) lol Looking forward to getting this back now... Good luck to all on this site Mercedes

Man oh man ! how are you putting up with this crap !! In addition to complaing to Trading Standards and The Office of Fair Trading, I think I would be tempted to report this harrassment to the POLICE !!! Send a letter to your Chief Constable ( copy the Halifax ) and ask him to slap an ASBO on the Halifax, This call centre person needs one of those trendy ankle bracelets on..... I really feel for you, if I was on the end of this I would have paid for a drive-by by now .... Keep your spirits up, everbody who reads your posts, is probably mortified by this, I know I am Mercedes

Time's up Halifax I've filled in the moneyclaim form and it's getting filed on Tuesday next week Claiming 1340.00 + court costs Now starting to look at getting DPA letters out to MBNA AMEX Lloyds

Hi Neilisnuts I decided to send my initial request by email to the halifax, I sent them the LBA giving them 14 days to respond ( I already knew how much I was claiming by then, different if you're sending a DPA request) I got an automated email back ( 10 mins after I sent it ) saying they would look into my request 4 days later I had the first letter ( snailmail) from them saying they would look into my request. 6 days after that I had a reply offering me 180.00 for full and final settlement ( which I turned down by phone ) They have 4 days left before I issue the claim..... IMHO go for the email. email it to ...... [email protected] good luck Mercedes

Thanks joni2Bad I'm not even going to reply to their offer of 180.00 in full and final settlement The 1200.00 in charges is already "dead" money as far as I'm concerened, they've already had it, the only thing I'm risking now is the court cost fees... I've already got another court case booked for next month, sueing my former solicitor for Proffesional Negligence ( he failed to spot during conveyancing that the builder didn't own the land that my house is on ... Doh ! ) That is mega bucks yum yum... So we might as well have Halifax in there as well Get ready boys, I'm coming.......

Got a letter back from the Halifax to my email saying refund in 14 days. The letter said they would reply within 40 days. Rang them up to say shove your 40 days, you've got 7 left. They told me an offer letter was in the post for 180.00 (claiming 1200+), I said thanks very much I want the 1200.00 or we go to court. Very nice lady ( Deborah Seargent ) said "Understand your feelings, we're getting a lot of requests but our charges are reasonable" "Tell me how much it costs to send a charge" says I, "Can't for commercial reasons " says she. "Fair enough, expect the claim form next week" and off we go...... Will file with moneyclaim next Friday. Quick Question ??? Do they accept debit card payment cos no credit card ??

It takes the banks EXACTLY three days to clear a cheque. do a search on the BACS clearing system. I have had this off the Halifax about taking a longer time with a basic bank account, their feeble excuse was they've had a lot of bounced cheques with basic bank accounts. In my case it took them ten days ( 2 days bank holiday included) to clear a cheque. There really is NO excuse for this regards Mercedes

Thanks Lueeze So the naughty banks have been called into the Headmaster's office and accused of stealing eh ? Serves em right. Actually that's not a bad analogy, they've been bullying us for long enough !! It's like the schoolground bully nicking sweets of the weak kids, except in our cases, it's 30.00 a time

Somebody mentioned in a posting about May 31st ( or something to do with the Halifax about May 31st ) Does anyone know what's significant about this date ??

Quick update for you I had received photocopies of my statements from my local branch ( separate to the DPA request ) that showed all the 94D charges. ( They had helpfully highlighted these for me with a green marker pen :o ) 1201.00 in charges since 2004. So I decided to do what another forum member has done, I emailed [email protected] with an LBA ( I'm not messing around with prelim letters) Thet've got 14 days to cough up or it's straight onto moneyclaim for me !! Yippee !! Somebody mentioned in a posting about May 31st ( or something to do with the Halifax about May 31st ) Does anyone know what's significant about this date ??:? many thanks

Just received a letter from a Sam Fraser Data protection consultant with the following in the letter "I confirm that copies of duplicate statements have been ordered and will be sent to you under separate cover at the latest by 16th May. With regard to your request for information relating to manual intervention on your account, HBOS plc is under no statutory obligation to record this information and therefore, I am unable to assist further with your request. blah blah blah " Is this right ? If they don't keep records, how are they supposed to justify manual charges as opposed to automated computer ones ? thanks mercedes

Hi everyone just started this off.... Handed a letter into branch on April 7th requesting DPA details within 40 days, fortunately had the common sense to ask for a receipt for this letter. 5 days later I hadn't received an acknowledgement so I rang Customer Relations, got passed through three other departments and ended up speaking to their Data Protection Dept. The lady I spoke to said the 40 days starts from when I give them a cheque for 10 quid. "Not quite" says I, "The 40 days started on 7th April when I handed the letter in to my branch". "Oh !" she says, " I'll speak to the branch and send you a form to fill in, send it back with the cheque" Just got back home today from working away, there's a letter from Hellifax waiting for me saying "information will be supplied to me definately by 16th May" , also no mention of 10 quid charge....... signed Data Protection Department. Total charges expected to be reclaimed by me in region of 1600.00 will keep you posted.. good luck all statements requested: 7/4/2006 refund requested: TBA reply received: TBA letter b4 action: TBA summons submitted TBA