hi the same thing has happen to me the bank has offered me the charges minus interest and i am due in court. i tthink as i may take it as i feel that it guareeted.

hi checked:mad: :mad: with money on line this morning and bank had not acknowledge case, tryed to submitted judgement by defult however when i finally got to the end the claim now said the had acknowlege

hi checked:mad: :mad: with money on line this morning and bank had not acknowledge case, tryed to submitted judgement by defult however when i finally got to the end the claim now said the had acknowlege

23.03.07 letter sent to bank. i will await there response.

What do you think of this response Thank you for your letter dated 19 March 2007. I respectfully decline your offer of £2,592.00 in Full and Final settlement. You may not have been aware that I commenced legal action against you for the full amount plus interest and costs on 22 March 2007 as I have not had any response from my previous correspondence. I wish to stress that I will accept this offer only as part settlement and do not accept your offer as Full and Final settlement, I would ask you to reconsider your offer. Alternatively, should you wish to settle my claim in full, then please forward the balance of the claim £3,892 plus £120 court costs without further conditions and I will inform the court that the claim is settled. If you fail to respond within 7 days of the date of this letter I will no alternative but to continue to pursue my claim through the country court whereby I shall seek the full amount and interest plus court costs totally £4,993.19.

hi everyone i am aware of my friend who recieved 2 offers without going to court.After letter for the full amout of charges minus interest.

hi micheal which letter would you suggest as i only started court proceedings last night.

thanks michael. thought i was going mad.

hi the offer was for £2,592. i orginally claimed 3,992 in charges. which make 1300 pounds different. i stated court proceedings yesturday on line. i am now unsure about which rejection letter to send back as they are 2 different types. 1 before court action and 1 after. i am aware at this stage bank will not be aware of court action and i would rather they would make me another offer. hope this is clearer. babyk

hi everyone i filled in mcol yesturday and submitted it to court, then today i recieved offer 2,592 from rbs claim for 3,992.what my next step will it complicate matters as i have commenced court proceedings.

hi everyone it is now 14 days since 2 nd letter stating i would give them 14 days to comply.is the next step small claims or should i send them further letters. they have just completly ignored me, not even acknowledge they have recieved thr letter. babyk

hi sea horse i intend to file in England. babyk

thanks advoc have you sucessfully made a claim. babyk

hi its babyk does any one think that the banks are stalling ,as they are waiting for the the ruling on bank charges due the i end of march or april , which means there unlickley to response to anyone pror to this date. does any one know how long the court process takes. thanks

the interest is the 8% interest calucalated on the spread sheet by martin babyk