HI, Haven't heard anything more from Lowell Portfolio since they didn't appear at court. I couldn't agree with you more. It is harrassment and a waste of court's time. I would've thought the courts themselves might have taken some action but am not familiar with court proceedings. I am in dispute with Capital One over PPI but judge said I would've probably been successful with Wilson versus Lowe argument. It's time Lowell Portfolio had some hassle. Graham

HI, Yes I applied to have it set aside. Graham

Put a link about Lowell Portfolio by going to Home Page, Forum, Debt Collectors and Debt Collection Agencies page 2. Was in dispute with Cap. one and got letter from Lowell Portfolio in Feb 07 saying they would endeavor to make me bankrupt. Went to court - Lowell didn't turn up. See link. cymosa

I had a letter from Lowell Portfolio in February alluding to the fact that they might make me bankrupt. I then received a Statutory Demand under the Insolvency Act 1986. They claimed they had bought the debt by way of debt sale agreement claiming £5,500. The Statutory Demand was completed in a slap-dash manner, Lowell Portfolio claiming to be a Government Department or Minister of the Crown. My defence to the demand included a paragraph regarding unfair terms regulations (reconfigured from the Consumer Action website) in line with the claim for bank charges, re Wilson versus Lowe 1896. Lowell Portfolio failed to attend the Insolvency Hearing. The judge made reference to the fact that I had "a reasonably good chance of success" regarding the claim of £5,500 being a penalty. Because Lowell Porltfolio did not attend the hearing the judge threw the Statutory demand out. Hope this helps others. Graham

Re above, haven't admitted or acknowledged anything at this time. Still waiting for capital 1 to send claim form for payment protection. Been waiting five years now ! Dont think the flat earth society have filed in bankruptcy application properly; they claim to be a minister of the crown or a government department - taking me to the high court (i think not)

Re Lowell/Hamptons - anyone got any thoughts on how to deal with these crooks?? - recently had a letter saying they may apply to have me made bankrupt !!!!!. (nice people) Just inside the 6 year limit. The 'debt' was an old capital one payment protection rip off job.