I have just found a letter from MH in my mailbox and must admit I'm extremely glad I decided to check them out online as it was too late to ring them as requested. The reason for checking them out is that I have no idea who "Redcats" are from whom the debt appears to have originated. They are demanding just over £150 but there was no such debt on my last credit report so I guess I'll try the ignoring tactic first. They've given me 2 days to phone them to avoid potential legal action/costs so I shouldn't be waiting too long to see if they are going to follow it up.....