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KJD

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Posts posted by KJD

  1. Thank you - coming from you, I will take that as a compliment ;)

     

    I think you might have hit the nail on the head in your post about them trying it on. It's about that time of the year when the auditors come in (have dealings with local council at work and have just had a letter from them asking for lists of outstanding invoices etc) so maybe someone thinks they can score some brownie points by getting these paid / tidied up.

     

    I think I would be trying the 'you've cancelled two, so cancel the rest' route.

  2. UPDATE

     

    Letter from Bournemouth Borough Council:

     

    Dear BerryN

     

    Road Traffic Act 1991

     

    PCN No: ....... & .........

     

    Bournemouth Council can confirm that both cases are closed.

     

    Yours sincerely

     

    (Sorry to jump in Chris, I'm not stalking you, honest!)

     

    I read this thread as the OP having 'about 19' tickets that the bailiffs were originally chasing. It turned out that the warrants were unenforceable due to being out of time. At the end of the earlier posts, the council sent the above letter, for two of the tickets. The bailiffs returned all the orders back to the council.

     

    And in the new letter, they are referring to fifteen outstanding fines.

     

    And they talk just about County Court...

     

    so could it be case of they've knocked off the two they agreed to write off, lost a couple, but still want the remaining 15? And as they can't go down the usual route of issuing a warrant because it's too late, they're going to small claims court for these?

     

    If so, I've got 2 thoughts...

     

    if they can write off two, could they be 'persuaded' to write off these ones? Precedent and all that.

     

    but if they take it to small claims, surely they will win because the judge would say the original tickets were in fact issued and should therefore be paid. Can't think of a defence.

     

    During the previous posts, the OP sent a letter asking for copies of the tickets - did she ever get them? They might be unlawful and can be fought on that basis.

     

    Also, there was mention of the out of time declarations being filed. Was / were these ever done?

     

    It appears TomTubby was involved in this one - perhaps she can throw some more light on the finer details.

  3. thanks once they got judgement can they still repo the car or is the risk of them repo gone

     

    You have 2 choices - if you don't want the car anymore, tell them you've still got and hand it back, They will sell it (probably for peanuts) and still come after you for the rest. If you don't voluntarily pay the shortfall, it will be by being taken to court.

     

    If you want to keep the car, they'll still go after you for the outstanding finance. And again, if that's not by a voluntary arrangement with you, it will be through court. You could offer the finance people £100 per month, but if they won't accept that, you will have to go to court and see if the judge will agree to that amount. If you want to go down that route, there are forms you can prepare to prove your income / expenditure and therefore show how much you can realistically afford.

     

    However, if you take the second option, I suspect the judge would frown upon you still having the car and not telling them. In any case, by the time it goes to court, they will be able to tell you haven't notified the DVLA of its sale or SORN, and I would think be 'allowed' to presume you still have it.

     

    It does make a difference how much you've paid already (re Chris' post). If you are behind on payments, there will probably have been unfair charges added which should reduce the total owed. Have you got an up to date statement of your account?

     

    And again, do you want to keep the car?

  4. Another letter today (bearing in mind I requested copy invoices a month ago) saying just that, account was closed in July 2006. The bill of £872.53 refers to period June - July 2006 - six weeks - and that it for 2702 cubic metres of water consumed during that period!!

     

    Correct me if I'm wrong but isn't that a bit excessive?! I haven't had a real look on the net yet, but on one stats page it quoted about 50 or so cu mtrs per person per year. Methinks there's been an error.

     

    So, yet again, recorded delivery letter asking for copies of all invoices to be sent asap. Also to call off Advantis Credit as the account is in dispute. Tenancious little beggars!

  5. Well, that's really cheered me up :D:D

     

    Link whizzing round the tinternet to all my TH mates as I type. The fact that I'm a Gooner has nothing to do with it :D:D

     

    As I keep telling them, at least living in Southampton means they won't have far to travel to the Spurs V Saints games next season :D:D

     

    That's if Saints are still in the Championship come the end of the season, that is :D:D

     

    Sorry for the over use of :D .......:-D

  6. I won't bore you with the details, but the kids and dog are offering no support at all and I need to vent. So...

     

    BT Arghhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

    British Gas Arghhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

    Southern Water Arghhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

    Advantis Credit Arghhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh

     

    Thank you

     

    {and relax................}

  7. Just had an interesting telephone call from the IR in Preston..

     

    I sent my form to my local tax office, addressed Child Tax Credit. The chap who called me said it should have said Children's Tax Credit. My tax office had sent the form to him (Child Tax Credit) and he was forwarding it to an office in Leeds who have been set up to deal just with these claims (Childrens Tax Credits).

     

    PS He said they are getting enquiries from people who are using companies to claim on their behalves. I told him I had found out about it on this site and he said he had heard of it and why don't more people use it to get this rebate rather than paying someone else! :D

  8. To add weight to your argument, we use BACS to pay our wages and have several employees who have Abbey accounts. Before realising about the 'pool' account I paid wages to a lad who had given me the numbers off his card, and they were automatically returned by Abbey several days after they were supposed to have landed in his account, ie they tried to allocate them, couldn't, so sent them back. When you send a BACS payment, they ask for the sort code, account number and NAME ofof the account holder. Are they then saying the person they paid the money to had the same name as your mother?

     

    Good grief, in this day and age you would think security wuld be tightened, not let slip like this. I've read in threads on the Employment part of here where people have been overpaid wages that there are grounds to repay them in stages.

     

    FWIW I'd be going after Abbey National. See if you can get hold of the email and postal address for the CEO and write to him demanding action (plus compensation ;))

  9. Has anyone got an address to write to re our BT business account? The BT website gives the option of email, phone or chat, and I'm past that stage now. I want to write to someone who can actually do something about my complaints and am fed up with having to deal with my local business team who quite frankly are the cause of a lot the problems.

     

    I need someone who is as 'high up' as possible!

     

    Thanks in advance.

  10. having had a look further (as am about to try and recover monies owed to us by a customer on a county court judgement) I've come across this on the HMCS website..

     

    http://www.hmcourts-service.gov.uk/courtfinder/forms/ex345.pdf

     

    It would appear from quickly looking at it, you can only use the Court bailiffs, unless you escalate the judgement through the High Courts. Have a look here as well..

     

    Warrant of execution

     

    Seems like you might be best speaking to the Courts.

     

    nb I'm not an expert on this subject by any means, just got time on my hands cos the England match is so boring!

  11. Also, i received two letters through the door when the van was taken yesterday. The first was a white letter titled 'INVENTORY'. The letter only contains the registration and a description of the van and my name and address, there are no figures or anything else on the letter. The blue letter that accompanied the white letter is the one that has all the figures on it. These figures are accurate as i double checked them before posting them on here previously. They are as follows:

     

    council tax = 524.90

    levy fee = 42.00

    council tax = 791.61

    levy fee = 49.00

    attendance to levy fees = 67.00

    costs incurred in attendance to remove goods = 360.00

    costs incurred in the removal of goods = 380.00

    contractors fee incurred in the removal of goods = 175.00

    redemption of goods fee(Head H) = 24.50

     

    Sub Total = 2414.01

     

    Cheers and thanks for your time, much appreciated.

     

    Okay, so this raises a question which has occurred to me several times recently when reading peoples threads...

     

    I thought that the idea of a levy is so that the bailiffs have some sort of 'collateral' on which to make you pay up. Ie, they levy on your van, so you can't do anything with it until you have either paid or come to an arrangement to pay. So, how come they can levy and then remove straight away? Surely that defeats the object. Or have I misunderstood?

     

    Also, the figures above are clearly wrong because, as TT said, they can only charge one levy fee, even if for two 'debts'. And what's this costs + costs + contractors fee? That's a total of £915 to remove a van??

     

    This link was posted on another thread yesterday re the fees which can be charged (thanks to jenjuly82)

     

    http://i172.photobucket.com/albums/w16/jenjuly82/scan0001.jpg

     

    I guess the problem is what is classed as "reasonable fees and expenses".

  12. If the bailiff was not certificated then the van must be released but I am no longer allowed to search so will instead post details of the relevant court the B & S bailiffs' normally use.

     

    There is something that you can do that is not used very often which is a Regulation 46 Complaint to the Magistrates Court to ask them to agree to remove the levy on the vehicle. This complaint is becoming far more common and we have seen many of these cases recently.It is a simple form that you need to take into your local Magistrates Court early tomorrow.

     

    I will adapt one used a few days ago and post here for you later this morning.

     

    Hopefully TT will be back on soon with the number so you can check the bailiff cert.

     

    Also the letter in post 31 probably needs to be checked by TT. She mentioned that she will adapt the letter so may be different to the one posted. It talks about an incorrect levy so she may have questions to check if yours was indeed incorrect. Have you got a copy of the levy they made on your car? The wording seems to be quite important. :wink:

  13. You mentioned a bankruptcy order.. Is that actually proceeding? If so, have you given details of the business rates to be included?

     

    If so, I am sure I have read that the bailiffs have to back off immediately. (However not an expert so am prepared to be put right on this.)

     

    It might be an idea to re-post this thread over in the Bailiffs section. Lots of knowledgable & very helpful people to be found there.

     

    Good luck :)

  14. Did some serious ringing around on Saturday and arranged cover for just over £200. We eventually went for third party only. The excesses were so high on the other types it was not worth increasing the cover as the moped only cost £470.

     

    CBT being taken today, so watch out anyone in the Southampton area later today!!

     

    A big thanks to all who helped :)

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