I received a couple of letters from MH just before Xmas - the first thing I did was to google them and was very lucky to come across this very useful thread. I have just received a thid letter -from them now explaining that the alleged debt is re a student loan from the early 1990s (clearly statute barred). I have not contacted MH re these letters and have no plans to do so as yet, though I may well contact others in due course. Anyway, I won't go into the details of their rather vile correspondence as they will be all too familiar to those of you posting to this thread. However I do want to share other aspects of my recent experience. MH have been writing to me at a slightly incorrect address (I live in a flat in London, let's call it The Basement Flat, 12, Any Street and they've been writing to met at just 12, Any Street which has a separate front door). Since MH started writing to me at this incorrect address I have begun to receive mailings from credit card and loan firms offering me various forms of credit. Yes. You guessed it: the mail has been sent to the same incorrect address. I'm very careful about opting out of all marketing options when signing up for any product or service, and even if I had let one slip through I doubt I'd have given an incorrect address for myself. All a strange coincidence? Hmmm. I wouldn't want to make any allegations, however as a freelance consumer affairs journalist I'm finding the whole situation very, very interesting. Has anyone else experienced anything similar? If so, I'd love to hear about it. Finally, I'd like to re-iterate that I think this is a wonderful site and I've found all of the postings on MH very useful. It's really hearterning. Good luck to all of you fighting injustice.