Best advice i took from here, as hard as it may sound. DO NOT SPEAK TO THEM, IGNORE THEM. (And dont lose sleep over it...) I got another spam letter last night, i think i may start a collection all for TS! (this one was a variation on their "home collector in 7 days letter.. we wont send ANOTHER warning")

Update - Its been over 1 month since i sent them the offical cca letter and surprise, surprise havent seen nor heard a thing LOL they fail so hard. The next "spam mail" i get from them im straight off to TS. This industry needs much better policing, i would like to see someone put them under the pressure they enjoy putting on others so much.

Thanks Gerarddobbin. Well to cover all bases i have now sent them the cca letter. If i hear from these pirates again after the what 30 days? i will make them warrrk the plank !! (junk mail from them before this point will just be binned) and i will report them to TS etc.. Its shocking to hear in such a "regulated" industry these guys can duck and dive around the law like its a joke - and at the expense of others.

No i just sent a registered post letter saying (along the lines of) its not me, or my debt please remove me from your database and dont contact me again. But months later i still have no proof or reason (what, how, where, when) on why they are DEMANDING money Well i live down south uk! but i dont know if they have "agents" down here. Thanks btw for the fast response

Sorry to post in this long thread, i hope i can get an answer to this stressfull time im going through. 1. MH send me a redcard 2. i call them (DOH) and explain that its not me and not my debt. to which the girl replies.. well i guess the debt is older than 5 years or so.. go think about it and call us back.. 3. So i write to them and say its not me or my debt and to take me of the database. 4. over 2-3 mths goes by and NOTHING 5. I get a few varied letters not one of them explaining what is is or show proof of debt (each spread a few weeks apart).. all strong and over the top demanding payment.. so i ignore them. (As i guess they ignored my letter i sent them asking to be taken of their database) 6. latest letter is from.. MeritForce.. "authorised door collection" (that is run by .. MH lol) pay in 7 days or we send them around and if you dont pay or own up then.. we will take u to court (we wont write to u again).. Also in that letter it includes a new name as a 2nd "client" 1stcredit (with an amount around £3500k).. so im guessing MH bought this? Few things 1. anyone had MeritForce send "collectors" to their house ? If so (they are really taking the pee with this sort of self justified extortion tatctics) im asumming you tell or told them (with the bolt on the door and no windows etc open - so they cant gain "peacefull entry") get of my property or i will call the police, unless MH can SEND me proof in WRITING that its me or my debt (i forget the actual constitution). IF they dont leave then tell them im phoning the police for harasment and phone my local bobby (police but not 999). 2. They have yet to send any proof that its me or even my debt.. or no signed cca etc.. even months after my letter to them. So do i send them the letter that is floating around on the forum and says the same in more legal terms ... Or having already sent them a letter do i contact a regulatory board or TS and complain? or both?