Hi duggz, Im in a similar situation to you and was wondering if anyone would be able to help me to? http://www.consumeractiongroup.co.uk/forum/debt-collectors-debt-collection/60809-dca-breach-cca-request.html#post511466 thanks

Hi there, The story so far; I had an outstanding ex-student overdraft with barclays which is mainly made up of illegal charges. they defaulted my claim around 4 months ago. Debt Managers Ltd have been passed the debt and have been hassling me. I sent them a CCA request which they recieved on the 17th Jan. They have given me no correspondance since then. Then today i recieved a letter from call serve Limited which has the date 17/01/07 (coincidence im sure!!!) "Account No: xxxxxxxx Balance: £ Lots re: DEBT MANAGERS LTD - BARCLAYS BANK PLC Dear Mr Pokerbot We have been instructed by our Client to recover the above overdue debt.We DEMAND that the sum stated be sent direct to this office IMMEDIATELY using the payment slip below.Your failure to comply could result in a DEBT COLLECTOR calling upon you for payment or a COUNTY COURT JUDGEMENT being registered against you. Yours faithfully, " First off, can they pass on my details to another DCA? i thought that once the account was in 'dispute' that my information could not be passed on? Secondly can Debt collectors be sent round before a CCJ has been issued? i am a little worried as it is not my house and i do not want people knocking on the door. I really could do with some help in drafting a reply to this letter, any help is welcome, cheers

Cheers for the speedy reply bill i will get on it right away!

Tanzarelli you are my idol! i have read all your posts and if it wasnt for reading your posts i would not have started up my own disputes. sorry to have to do this (dont know if its allowed) but i could do with your (or anyone who has a little time, i dont care any advice would be welcome) assistance on a capital 1 matter. stick it to them!!!!!!!!!!!! my link: http://www.consumeractiongroup.co.uk/forum/capital-one/59487-pokerbot-capital-1-a.html?highlight=pokerbot

hi there, this is my first post and like most people on here i could do with some help. I have read through a lot of threads, and think i have a moderate understanding of whats going on!! basically i had an account with capital 1 and have been getting stung by there charges. my account went into default and i was told that the account had been closed and passed over to Intrum justita. they have been sending letters and calling saying how i needed to pay off the debt, and how they were going to take matters further. So after much reading i sent off the cca request to them on the 9th of jan. the £1 cheque was cashed on the 12th. they have sent me letters requesting i pay them since then, and then today i got this letter from them; "Thank you for your recent communication dated 9th January 2007. Unfortunately we are unable to provide you with the information that you have requested and in light of the information contained in your letter, I can confirm that the above account has been returned to Capital One and that you will receive no further telephone calls or correspondence from Intrum Justitia in relation to this account. Any further enquires you may have with regards to your requests, must be forwarded directly to Capital One. A cheque for the £1.00 fee you enclosed for the requested information will be returned to you under separate cover. I would like to thank you for bringing this matter to my attention. If you require any further assistance, please do not hesitate to contact 0151 472 7103." My question is can they do this? i have received letters from capital one stating that they have passed on my debt. This company gave the complete impression that they owned the debt. Is this a way to delay my orginal cca request? furthermore they cashed my cheque on the 12th. Please any advice would be much appreciated thanks!