Hi all Im just about to send the SAR but please can someone tell me how much they charge for this service ive read it's £5 then on other threads £10. Im now helping my Dad with his charges as ive just settled my claim with Halifax for £1660 im hoping to have the money very soon. My success has prompted my Dad to do the same i just hope his claim will be as easy (didnt feel like it at times) as mine was. Thanks

No i hadnt done anything i was holding out until after easter then i was going to do the MCOL as i had other things going on this week and could give it 100%. Good luck it will all go ok!!

CLAIM SETTLED AND IVE GET MY MONEY BACK !!! :lol: :lol: :lol: Halifax sent me a two letters today one for each account. They are offering me a settlement of £1200 for our joint account and £460 for my own account. They didnt offer the amount i wanted so i rang them as the letter stated to do and after chatting to a nice guy for about 10mins i agreed to settle for the amounts above which i worked out is about £20 less than what the total amount should be. As soon as i get my money which they said will be in my account within 14 days i will be closing my accounts and moving onto the next bank which is Barclays. I will make a donation as soon as i get my money. Im so happy i can get a new car now!!! A big thankyou to everyone for all of your help. Good luck with your claims xx MY STORY *Subject access request sent 19th Jan 2007 *statements recieved 26th Feb 2007 *Prelim letter sent 6th March 2007 *Standard letter recieved 16th March *LBA sent recorded delivery 20th March 2007 *LBA Deadline 3rd April *Rang to see if they were going to settle before i start court proceeding they said 'NO' 2nd April 2007 **SETTLED @ £20 LOSS 5th April 2007**

Thanks Jo Just sent you a PM

what do i put in the section Interest under s.69 County Courts Act 1984 £ And also under that section is another bit about interst at 2p a day enter a daily rate??? Please help AGAIN

Im filling in the N1 form online and im confused (nothing new) when it gets to the value section? and all the different amounts, i dont know what to put where what do i put for overdraft interest how do i work that out? what the interest under county courts act?? To most of you this will come easy, but to me it doesnt and im sorry if i seem to go and on.

Just rang them was on hold for ages. When i did get through the guy was as much use as a choclate tea pot!!! Now going to do my MCOL..........im nervous now !! Hope i dont muck it up.

The deadline for the LBA is tomorrow. As ive said on previous threads ive read and read about the next stage and totally and utterly confused. What is the best way to file the court claim, go to the court or fill a form in online????? I feel im as thick as s**t not having a clue!!! Im thinking of ringing the today just to see what the hell is going on but dont know what number to call as ive not had a letter or anything from them. Please someone talk me through it and hold my hand

Im going to give them a ring on Monday afternoon just to see what they have say which should be interesting. What would be the best number to ring them on the general customer services one? Im now starting to worry about the next stage ive been reading and reading stuff on the site and just think its beyond me and starting to get confused :-? and think this is where im going to ballz it all up by putting the wrong info when it comes to filling in the forms. Im not a happy bunny at the moment !!!

Can anyone help with my question.................PLEASE !!

Hello im back with an update, not thats it a good one yet!!! The Halifax have util Tuesday 3rd April to reply to my LBA as ive not heard anything yet. I was just wondering should i leave until Tuesday then just put in fot the court stage or should i contact them to give them a nudge in the right direction saying that the deadline is up on tuesday and i would like to know what is happening with my compliant and i will be taking it to the court stage next week. Your input would be great Thanks

Thanks Michael

Silly question ive asked before but am a little unsure still or maybe just lack confidence. I posted my LBA on Tuesday 20th March Do i count weekends or just weekdays until the 14days is up..........please help.

Hi Terrance First of all i suggest you read as much info from this fantastic site as poss which is what i did. When you feel you have read enough copy and paste a letter from the template library changing the wording if needs be to suit you asking halifax for 6 years of statments sending them a cheque or postal order for £10 they then have 40 days to get the statements to you. If you would rather ring halifax to get your statments you can which is what others have done and halifax take the £10 charge from your account if still a customer with them. Hope that helps to start with. And i also advice that you start your own thread so we can all see how your doing with your claim. And if you have any questions post them on your thread and someone will answer it normally quite quickly. Anything else let me know, but be warned im no expert and im still reading other peoples threads for advice and guidance.

My LBA letter got posted today first class recorded delivery so should get there tomorrow. This is all starting to get exciting and scarey at the same time. I really hope it doesnt go to court ! The story so far Subject access request sent 19th Jan 2007 statements recieved 26th Feb 2007 Prelim letter sent 6th March 2007 Standard letter recieved 16th March LBA sent recorded delivery 20th March 2007

The 14 days is up tomorrow regarding my prelim letter so i will be posting my LBA tomorrow afternoon to Halifax.............im starting to think now oh crap i might have to go to court but hey ho these things need to be done if i want my money back. Until next time people xx

Postman Pat bought my post this morning and i had two seperate letters from the Halifax for both accounts, and guess what.........it was just the standard letter saying sorry to hear of your recent compliant blah blah blah blah it can take 8 weeks to respond to complaint blah blah blah read the leaflet which will tell you how we will handle your complaint.......... Thanks Halifax for the reading material and im sorry but it will not take 8 weeks to investiagte my complaint as im sending you the LBA on Tuesday 20th March and i want it sorting on my time scale not yours ITS MY MONEY NOT YOURS. (do i sound stern?? haha) Lets see what happens now The story so far Subject access request sent 19th Jan 2007 statements recieved 26th Feb 2007 Prelim letter sent 6th March 2007 Standard letter recieved 16th March

Good luck to you. We are both at the same stage i posted my prelim letter on 6th March and im still waiting to hear something! Well they have 14 days so i reckon that will be about 20th March which is a week tomorrow.

A thread is what this is. To start one go to the Halifax forum where everyone writes about their claims and successes regarding Halifax and go to new thread near the top on the left and start your your thread putting in a heading such as hairy Vs Halifax then write about what your doing believe me it helps everyone can chip in and offer you advice and help.........like one big happy family!!! Hope that helps and i explained it ok?

Congratulations on your win hope i will be lucky as you.........you can now relax and breath a sigh of relief it's all over :lol:

Hi Hairy All i can say do is just read and read everything on this site read all the threads you can. I think you can claim one at a time you dont have to do them at the same time, please corrrect me if im wrong anyone! As for the statements i have no idea :-? perehaps someone else could help you there, to be honest i would have thought changing your statements would be like forgery(if thats how you spell it?)......again correct me if im wrong. And Hairy Start your own thread then we can all follow your progress and help each other out as we are all doing the same thing. As for me.................. I checked the Royal Mail website and no infomation is available as yet to whether my prelim letter has arrived but this happened with my SAR no information was available and then i got my statements, should i ring to see if they got it or leave for a few more days, as they have until 20th March this is when the 40days is up.

Checked the royal mail website to see if my prelim letter had been recieved but nothing yet i will check again tomorrow. Do i count the 14 days from 6th March as this is when i dated the letter and posted it and do i include weekends :?

Sent my prelim letter today recoreded delivery keep thinking ive done it wrong but ive followed all the advice on here so cant have gone wrong......think im just doubting myself. So i guess i start counting the 14 days from today ? Thinking about it i really have no confidence doing this i keep thinking to myself they are going to say we're sorry you have made a mistake your entitled to NO money . I MUST THINK POSITIVE

God i must be thick as ever and am very sorry for sounding STUPID !!! Just checking totals etc on my statements and reading the prelim letter im going to send, how much is over draft interst? i have that many different amonts of charges i dont know what is for interest?? Is it £28?? HELP PLEASE

My first years statements came today and like i thought no charges. Im going to send my preliminary request letter today asking for my charges for the 2 accounts which comes to a total of £1558 can i claim this as one or should i split the amounts to which is owed on each account.....as i dont really know what to do for the best. Please help ASAP